2316 Ramon Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 2316 Ramon Dr, Sacramento, CA 95825

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,786 sqft · built 1962
Lot Size	0.16 acres (6,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (May 2017)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`285-0222-005-0000`

Property Details

APN / Parcel Number

Primary APN	`285-0222-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,786 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,955 sqft (0.16 acres)
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	2316 RAMON DR
City	SACRAMENTO
State	CA
Zip	95825-3509
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD-10
Legal Description	BELLA TERRACE 02, LOT 46
Legal Subdivision	BELLA TERRACE 02
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	5510

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 SAILWIND WAY, SACRAMENTO, CA 95831-4567
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG
Sep 28, 2017	Deed of Trust, Mortgage · Line of Credit EAST WEST BK
May 11, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Deed Book / Page	20170511 / 304
Record Updated	Oct 29, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 29, 2019
Property Address	2316 RAMON DR, SACRAMENTO, CA 95825-3509
Document Number	1901291257
Instrument Date	Jan 18, 2019
Instrument	1901291257
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2316-2318 RAMON DR SACRAMENTO CA 958253509, SACRAMENTO, CA 95825-3509

Mortgage

Document Number	1901291258
Date	Jan 29, 2019
Instrument	1901291258

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2316 RAMON DR, SACRAMENTO, CA 95825-3509
Document Number	1710051260
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3737 ISKENDERUN AVE SACRAMENTO CA 958347612, SACRAMENTO, CA 95834-7612

Mortgage

Document Number	1710051260
Date	Oct 5, 2017
Instrument	1710051260

Lender

Name	EAST WEST BK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 11, 2017
Property Address	2316 RAMON DR, SACRAMENTO, CA 95825-3509
Document Number	0000000304
Book / Page	170511 / 000304
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$299.00
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3737 ISKENDERUN AVE SACRAMENTO CA 958347612, SACRAMENTO, CA 95834-7612

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,612 (+2%) Land $122,883 Building $286,729
2025	$4,945.00 (+3.52%)	$401,581 (+4.04%) Land $120,474 Building $281,107
2023	$4,777.00 (+0.55%)	$385,990 Land $115,797 Building $270,193
2022	$4,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1995–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ARDEN private · serves 4,178 people · EPA ID CA3410045
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2025
Also Mapped Here	SACRAMENTO SUBURBAN WATER DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	300 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, T-Mobile, Verizon.

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