2315 Ramon Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 2315 Ramon Dr, Sacramento, CA 95825

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,018 sqft · built 1962
Lot Size	0.213 acres (9,258 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Mar 2024)
Tax Bill	$6,176 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 8 more
Flood Zone	Zone X (reduced by levee)
APN	`285-0223-002-0000`

Property Details

APN / Parcel Number

Primary APN	`285-0223-002-0000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,018 sqft Total Area
1st Floor Area	1,638 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,258 sqft (0.213 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	2315 RAMON DR
City	SACRAMENTO
State	CA
Zip	95825-3508
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD-10
Legal Description	BELLA TERRACE 02, LOT 56
Legal Subdivision	BELLA TERRACE 02
Legal Lot Number	56
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3005
Census Tract	5510

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8244 CLIFFE WAY, SACRAMENTO, CA 95828-6715
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 27, 2024	Grant Deed, Transfer · Conventional Mortgage FARMERS BANK & TRUST
Aug 31, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 31, 2021	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Dec 9, 2019	Grant Deed, Transfer · FHA Mortgage PLATINUM HM MTG
Dec 9, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 9, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 16, 2018	Grant Deed, Transfer · Conventional Mortgage RECOVCO MTG MGMT LLC
Jan 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Aug 31, 2021 · Amount on Record
Deed Book / Page	20240327 / 86
Prior Transfer Date	Feb 11, 1998
Prior Transfer Doc	9802001504
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3697 FALLIS CIR, SACRAMENTO, CA 95832-1551

Mortgage

Document Number	0000001103
Date	Feb 17, 2026
Instrument	202602171103

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 27, 2024
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Document Number	0000000086
Map Reference	MB 63 MAP 5
Instrument Date	Mar 15, 2024
Instrument	202403270086
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8244 CLIFFE WAY, SACRAMENTO, CA 95828-6715

Mortgage

Document Number	0000000087
Date	Mar 27, 2024
Instrument	202403270087

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 31, 2021
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Document Number	0000001263
Map Reference	MB 63 MAP 5
Instrument Date	Aug 28, 2021
Instrument	2021083101263
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10044 ORCA WAY, ELK GROVE, CA 95757-6447

Mortgage

Document Number	0000001265
Date	Aug 31, 2021
Instrument	2021083101265

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 31, 2021
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Document Number	0000001264
Map Reference	MB 63 MAP 5
Instrument Date	Aug 24, 2021
Instrument	2021083101264
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10044 ORCA WAY, ELK GROVE, CA 95757-6447

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 9, 2019
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Document Number	1912091450
Instrument Date	Dec 4, 2019
Instrument	1912091450
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2311-2315 RAMON DR SACRAMENTO CA 958253508, SACRAMENTO, CA 95825-3508

Mortgage

Document Number	1912091453
Date	Dec 9, 2019
Instrument	1912091453

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 9, 2019
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Document Number	1912091451
Instrument Date	Dec 3, 2019
Instrument	1912091451
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2311-2315 RAMON DR SACRAMENTO CA 958253508, SACRAMENTO, CA 95825-3508

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 9, 2019
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Document Number	1912091452
Instrument Date	Dec 3, 2019
Instrument	1912091452
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2311-2315 RAMON DR SACRAMENTO CA 958253508, SACRAMENTO, CA 95825-3508

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 22, 2019
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Document Number	1907220716
Instrument Date	Jan 18, 2019
Instrument	1907220716
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1804 GREENSIDE TRL ROUND ROCK TX 786655003, ROUND ROCK, TX 78665-5003

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 16, 2018
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Document Number	1801160833
Instrument Date	Jan 10, 2018
Instrument	1801160833
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 GREENSIDE TRL ROUND ROCK TX 786655003, ROUND ROCK, TX 78665-5003

Mortgage

Document Number	1801160835
Date	Jan 16, 2018
Instrument	1801160835

Lender

Name	RECOVCO MTG MGMT LLC
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.12%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 13, 2017
Property Address	2315 RAMON DR, SACRAMENTO, CA 95825-3508
Document Number	0000000344
Book / Page	170113 / 000344
Instrument Date	Jan 8, 2017
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2021 BASTONA DR ELK GROVE CA 957587104, ELK GROVE, CA 95758-7104

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,998 (+2%) Land $124,848 Building $390,150
2025	$6,176.00 (+3.66%)	$504,900 (+6.91%) Land $122,400 Building $382,500
2024	$5,958.00 (+2.55%)
2023	$5,810.00 (+0.55%)	$472,259 Land $149,234 Building $323,025
2022	$5,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1995–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ARDEN private · serves 4,178 people · EPA ID CA3410045
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2025
Also Mapped Here	SACRAMENTO SUBURBAN WATER DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	300 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, T-Mobile, Verizon.

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