Montgomery County property record for 2316 Cranberry Ter, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,462 sqft · built 1989 |
| Lot Size | 0.28 acres (12,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (Nov 2020) |
| Tax Bill | $7,708 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02795166 |
| Primary APN | 13-02795166 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,462 sqft Living Area |
| Gross Area | 4,882 sqft |
| 1st Floor Area | 2,036 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,216 sqft (0.28 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02795166 |
|---|---|
| Street Address | 2316 CRANBERRY TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | HAMMOND SUB |
| Legal Subdivision | HAMMOND SUB |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 703221 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2311 CRANBERRY TER, SILVER SPRING, MD 20906-1071 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Nov 5, 2020 | Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP |
| Aug 18, 2020 | Deed, Transfer · Commercial Mortgage HOWARD BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on Record |
| Deed Sale | Nov 5, 2020 · Amount on Record |
| Prior Sale | Aug 18, 2020 · Amount on Record |
| Deed Book / Page | 60995 / 403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2316 CRANBERRY TER, SILVER SPRING, MD 20906-1045 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0616630398 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 61663/398 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 5, 2020 |
| Property Address | 2316 CRANBERRY TER, SILVER SPRING, MD 20906-1045 |
| Document Number | 0609950403 |
| Book / Page | 60995 / 403 |
| Map Reference | MB 149 PL 17049 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | RGS TITLE OF BETHESDA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2316 CRANBERRY TER, SILVER SPRING, MD 20906-1045 |
| Document Number | 60995409 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 60995/409 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 18, 2020 |
| Property Address | 2316 CRANBERRY TER, SILVER SPRING, MD 20906-1045 |
| Document Number | 0602990418 |
| Book / Page | 60299 / 418 |
| Map Reference | MB 149 PL 17049 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | R & P SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8171 MAPLE LAWN BLVD STE 150, 150, FULTON, MD 20759-2520 |
| Document Number | 60299425 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 60299/425 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2316 CRANBERRY TER, SILVER SPRING, MD 20906-1045 |
| Document Number | 0596600303 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2316 CRANBERRY TER SILVER SPRING MD 209061045, SILVER SPRING, MD 20906-1045 |
| Document Number | 0596600303 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 059660/000303 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,667 (-75.32%) | $174,000 (-74.54%) Land $173,900 Building $100 | |
| 2025 | $7,708.00 (+19.6%) | $683,300 (+7.71%) Land $165,900 Building $517,400 | $683,300 (-) Land $165,900 Building $517,400 |
| 2023 | $634,367 | $683,300 Land $165,900 Building $517,400 | |
| 2022 | $6,445.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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