2306 Cranberry Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2306 Cranberry Ter, Silver Spring, MD 20906

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,832 sqft · built 1990
Lot Size0.251 acres (10,918 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Nov 2018)
Tax Bill$534 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN13-02795213

Property Details

APN / Parcel Number

Primary APN13-02795213
Alternative APN
  • 02795213

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,832 sqft Living Area
Gross Area3,252 sqft
1st Floor Area1,616 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,918 sqft (0.251 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02795213
Street Address2306 CRANBERRY TER
CitySILVER SPRING
StateMD
Zip20906-1045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionHAMMOND SUB
Legal SubdivisionHAMMOND SUB
Legal Block2
Legal Lot Number24
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2000
Census Tract703221

Owner

2306 Cranberry Ter is owned and occupied by an individual who bought it in November 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address2306 CRANBERRY TER, SILVER SPRING, MD 20906-1045
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SOFI BANK NA
Nov 10, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 23, 2019Deed of Trust, Mortgage · VA Mortgage
MCLEAN MORTGAGE CORP
Aug 27, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 13, 2018Deed, Transfer · VA Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2018 · Amount on File
Deed SaleNov 13, 2018 · Amount on File
Prior SaleSep 11, 2000 · Amount on File
Deed Book / Page56866 / 114
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2306 CRANBERRY TER, SILVER SPRING, MD 20906-1045
Transaction TypeMortgage
Record UpdatedDec 30, 2025
Title CompanyTSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0699230142
DateDec 11, 2025
Book Page69923/142
Lender
NameSOFI BANK NA
TypeBank
AddressSALT LAKE CITY, UT 84121
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2045

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2306 CRANBERRY TER, SILVER SPRING, MD 20906-1045
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyBETTERS LAW TTL & SETMNTS LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address2306 CRANBERRY TER, SILVER SPRING, MD 20906-1045

Mortgage

Document Number0610450110
DateNov 10, 2020
Book Page61045/110
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2306 CRANBERRY TER, SILVER SPRING, MD 20906-1045
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyCAPSTONE SETMNT GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0583570447
DateOct 23, 2019
Book Page58357/447
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2049

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2306 CRANBERRY TER, SILVER SPRING, MD 20906-1045
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2306 CRANBERRY TER, SILVER SPRING, MD 20906-1045

Mortgage

Document Number0638940122
DateAug 27, 2021
Book Page63894/122
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateNov 13, 2018
Property Address2306 CRANBERRY TER, SILVER SPRING, MD 20906-1045
Document Number0568660114
Book / Page56866 / 114
Map ReferenceMB149 PL17050
Instrument DateOct 26, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2306 CRANBERRY TER, SILVER SPRING, MD 20906-1045

Mortgage

Document Number0056866123
DateNov 13, 2018
Instrument56866/123
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2306 Cranberry Ter was $534.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$653,300 (+3.96%)$703,100 (+11.89%) Land $171,600 Building $531,500
2025$534.00$628,400 Land $163,600 Building $464,800$628,400 Land $163,600 Building $464,800
2023$563,200$628,400 Land $163,600 Building $464,800
2022$407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2306 Cranberry Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2306 Cranberry Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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