2316 3rd St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 2316 3rd St, Winthrop Harbor, IL 60096

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 741 sqft · built 1928
Lot Size	0.366 acres (15,960 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Jul 2020)
Tax Bill	$1,579 (2024)
Deeds & Mortgages	Aug 2021 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-413-011`

Property Details

APN / Parcel Number

Primary APN	`04-04-413-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	741 sqft Living Area
1st Floor Area	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	15,960 sqft (0.366 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2316 3RD ST
City	WINTHROP HARBOR
State	IL
Zip	60096-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARTLETTS NO. SHORE ACRES 1ST ADD S1/2 LOT 4 BLOCK 13
Legal Subdivision	BARTLETTS NO. SHORE ACRES 1ST ADD
Legal Block	13
Legal Lot Number	4
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3025
Census Tract	860103

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2316 3RD ST, WINTHROP HARBOR, IL 60096-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Transfer on Death Deed, Transfer
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PAMELA JOHNSON
Jul 16, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Sep 21, 1993 · Amount on Record
Deed Document Number	20207674240
Last Transfer Date	Aug 3, 2021
Transfer Doc	0007819082
Record Updated	Oct 29, 2026

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IL
Recording Date	Aug 20, 2021
Property Address	2316 3RD ST, WINTHROP HARBOR, IL 60096-1231
Document Number	0007819082
Map Reference	DOC 280317
Instrument Date	Aug 3, 2021
Instrument	7819082
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 3RD ST, WINTHROP HARBOR, IL 60096-1231
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2316 3RD ST, WINTHROP HARBOR, IL 60096-1231
Document Number	0007674241
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 3RD ST WINTHROP HARBOR IL 600961231, WINTHROP HARBOR, IL 60096-1231

Mortgage

Document Number	0007674241
Date	Jul 18, 2020
Instrument	7674241

Lender

Name	PAMELA JOHNSON
Address	520 RAVINE DR, WINTHROP HARBOR, IL 60096-1384

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 16, 2020
Property Address	2316 3RD ST, WINTHROP HARBOR, IL 60096-1231
Document Number	0007674240
Instrument Date	Jun 1, 2020
Instrument	7674240
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$174.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 3RD ST WINTHROP HARBOR IL 600961231, WINTHROP HARBOR, IL 60096-1231

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Winthrop Harbor Village
Elementary School District	Winthrop Harbor School District 1 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,032 (+27.47%) Land $10,857 Building $38,175	$147,110 (+27.46%) Land $32,574 Building $114,536
2024	$1,579.00 (-30.23%)
2023	$2,263.00 (-5.04%)	$38,467 (+6.22%) Land $9,563 Building $28,904	$115,413 (+6.22%) Land $28,692 Building $86,721
2022	$2,383.00	$36,216 Land $9,360 Building $26,856	$108,659 Land $28,083 Building $80,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Apr 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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