2315 3rd St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 2315 3rd St, Winthrop Harbor, IL 60096

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,648 sqft · built 1969
Lot Size0.733 acres (31,921 sqft)
Owner2 Individual Names on File
Tax Bill$3,069 (2024)
Flood ZoneZone X (moderate risk)
APN04-04-421-004

Property Details

APN / Parcel Number

Primary APN04-04-421-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,648 sqft Living Area
Gross Area2,698 sqft
1st Floor Area1,648 sqft
Basement Area1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialFiberglass
Lot Area31,921 sqft (0.733 acres)
Garage TypeAttached
Garage Area623 sqft
Parking Spaces1 Parking Space
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2315 3RD ST
CityWINTHROP HARBOR
StateIL
Zip60096-1230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARTLETTS NO SHORE ACRES 1ST ADDN LOT 1 BLOCK 22
Legal SubdivisionBARTLETTS NO SHORE ACRES 1ST ADDN
Legal Block22
Legal Lot Number1
JurisdictionLAKE IL
Township / Civil DivisionBENTON
Census Block Group3
Census Block3029
Census Tract860103

Owner

2315 3rd St is owned and occupied by two individuals.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2315 3RD ST, WINTHROP HARBOR, IL 60096-1230
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionBenton Township
MunicipalityWinthrop Harbor Village
Elementary School DistrictWinthrop Harbor School District 1 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$109,448 Land $14,066 Building $95,382$328,377 Land $42,202 Building $286,175
2024$3,069.00 (-20.94%)
2023$3,882.00 (-5.02%)$85,864 (+5.42%) Land $12,389 Building $73,475$257,618 (+5.42%) Land $37,171 Building $220,447
2022$4,087.00$81,448 Land $12,069 Building $69,379$244,369 Land $36,211 Building $208,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2315 3rd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1986)
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2315 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP HARBOR
serves 6,565 people · EPA ID IL0971950
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionApr 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

Nearby Streets

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