2315 James Ave, Waco, TX 76706 Property Records

McLennan County property record for 2315 James Ave, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,068 sqft · built 2008
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$84,400 (Jun 2009)
Tax Bill$814 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN48-014200-004600-5

Property Details

APN / Parcel Number

Primary APN48-014200-004600-5
Alternative APNs
  • 4801420000460050111
  • 171784

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,068 sqft Living Area
Gross Area1,296 sqft
1st Floor Area1,068 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeAttached
Garage Area228 sqft
DrivewayConcrete Driveway
Driveway Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area20 sqft
Patio Area9 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2315 JAMES AVE
CityWACO
StateTX
Zip76706-3351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionEZELL LOT 11 BLOCK 4 ACRES .1894
Legal SubdivisionEZELL
Legal Block4
Legal Lot Number11
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1048
Census Tract598

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2315 JAMES AVE, WACO, TX 76706-3351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2009 · Amount on Record
Deed SaleJun 22, 2009 · Amount on Record
Deed Document Number200918498
Prior Transfer DateJun 18, 2009
Prior Transfer Doc0000018498
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2315 JAMES AVE, WACO, TX 76706-3351
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012861
DateApr 23, 2018
Instrument2018012861
Lender
NameMEMBERS CHOICE OF CENTRAL TEXAS FCU
TypeCredit Union
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term132 Months
DueApr 18, 2029

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,950 (+1%)$201,234 (-7.92%) Land $19,883 Building $181,351
2025$814.00 (-22.7%) Homeowner's exemption Senior Citizen's exemption$145,409 (-18.35%) Land $18,070 Building $200,470$218,540 (+22.71%) Land $18,070 Building $200,470
2024$1,053.00 (-14.25%)
2023$178,090 Land $18,070 Building $160,020$178,090 Land $18,070 Building $160,020
2022$1,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: Nextlink.

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