2315 8th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2315 8th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	1,242 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$252,500 (2021)
Tax Bill	$3,611.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77362`
Alternative APN	`012630000100930230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,242 sqft Heated Area
Gross Area	1,338 sqft Gross Area
1st Floor	1,242 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1989
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Fence	Fence
Porch	Open Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77362
Street Address	2315 8TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3107
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 33/34 BLK 93 LOTS 23 & 24 3-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	93
Legal Lot Number	3,23-24 24
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3063
Census Tract	43400

Owner

Source: Osceola County records · APN 77362

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2315 8TH ST, SAINT CLOUD, FL 34769-3107
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Feb 05, 2016 · Amount on Record
Deed Doc Number	2021177974
Deed Book / Page	6087 / 2475
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 16, 2021
Property Address	2315 8TH ST, SAINT CLOUD, FL 34769-3107
Document Number	0060872475
Book / Page	6087 / 2475
Map Reference	MB B PG 33&34
Instrument Date	Nov 12, 2021
Instrument	2021177974
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	FIRST EXCEL TITLE LLC, FIRST CLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 8TH ST, 2315, SAINT CLOUD, FL 34769-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 ACADEMY CIR E APT 207, 207, KISSIMMEE, FL 34744-8504

Mortgage

Document Number	60872476
Date	Nov 16, 2021
Instrument	6087/2476

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,611.00 (+6.27%) Homeowner's exemption	$244,641 (+5.99%)	$274,900 (+9.61%) Land $46,800 Building $228,100
2023	$3,398.00 (+3.63%) Homeowner's exemption	$230,823 (+3%)	$250,800 (+11.91%) Land $42,500 Building $208,300
2022	$3,279.00 Homeowner's exemption	$224,100 Land $35,100 Building $189,000	$224,100 Land $35,100 Building $189,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.