Putnam County property record for 23145 Rd M, Cloverdale, OH 45827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,792 sqft · built 1996 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,030 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-002090.0100 |
| Primary APN | 10-002090.0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,792 sqft |
| Unfinished Basement | 1,792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 50,965 sqft (1.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 23145 ROAD M |
|---|---|
| City | CLOVERDALE |
| State | OH |
| Zip | 45827-9475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1S 5E 05 NMDPT E NEFRL VAL INCL 10-0020.90.0200 |
| Legal Range | 5E |
| Legal Township | 1S |
| Legal Section | 05 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30700 |
Source: Putnam County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23145 ROAD M, CLOVERDALE, OH 45827-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2010 |
| Transfer Doc | 00618/0438 |
| Record Updated | Sep 20, 2026 |
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Jackson Township |
| Unified School District | Ottoville Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,030.00 (+1.13%) Homeowner's exemption | $87,870 (+37.23%) Land $6,000 Building $81,870 | $252,580 (+0.61%) Land $17,150 Building $235,430 |
| 2023 | $2,996.00 (+15.54%) Homeowner's exemption Additional exemption filed | $64,030 (-) Land $4,530 Building $59,500 | $251,050 (+37.23%) Land $17,140 Building $233,910 |
| 2022 | $2,593.00 Homeowner's exemption | $64,030 Land $4,530 Building $59,500 | |
| 2020 | $182,940 Land $12,940 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ottoville Mutual Telephone Company Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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