Putnam County property record for 23103 Rd M, Cloverdale, OH 45827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,641 sqft · built 2009 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,445 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-002090.0600 |
| Primary APN | 10-002090.0600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 1,641 sqft |
| Basement Area | 1,641 sqft |
| Unfinished Basement | 1,641 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 124,582 sqft (2.86 acres) |
| Porch | Slab |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 23103 ROAD M |
|---|---|
| City | CLOVERDALE |
| State | OH |
| Zip | 45827-9475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1S 5E 05 NECOR E NEFRL |
| Legal Range | 5E |
| Legal Township | 1S |
| Legal Section | 05 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30700 |
Source: Putnam County records · APN 10-002090.0600
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23103 ROAD M, CLOVERDALE, OH 45827-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2015 |
| Transfer Doc | 00666/2430 |
| Record Updated | Sep 20, 2026 |
Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Jackson Township |
| Unified School District | Ottoville Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,445.00 (+1.98%) Homeowner's exemption | $99,940 (-) Land $7,490 Building $92,450 | $285,540 (-) Land $21,400 Building $264,140 |
| 2024 | $3,378.00 (-1.43%) Homeowner's exemption | $99,940 (+35.62%) Land $7,490 Building $92,450 | |
| 2023 | $3,427.00 (+14.85%) Homeowner's exemption Additional exemption filed | $73,690 (-) Land $5,510 Building $68,180 | $285,540 (+35.62%) Land $21,400 Building $264,140 |
| 2022 | $2,984.00 Homeowner's exemption | $73,690 Land $5,510 Building $68,180 | |
| 2020 | $210,540 Land $15,740 Building $194,800 |
Source: FEMA National Flood Hazard Layer as of December 1, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Ottoville Mutual Telephone Company Fiber | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 9 locations within half a mile of this property.
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