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2314 Ruby Dr, Texas City, TX 77591 Property Records

Galveston County property record for 2314 Ruby Dr, Texas City, TX 77591

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,509 sqft · built 2015
Lot Size0.14 acres (6,077 sqft)
OwnerIndividual Name on File
Last Sale$238,700 (Mar 2021)
Tax Bill$7,431 (2024)
Deeds & MortgagesMar 2021 Mortgage
Jun 2017 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN5674-0006-0022-000

Property Details

APN / Parcel Number

Primary APN5674-0006-0022-000
Alternative APN
  • R610450

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,509 sqft Living Area
Gross Area2,994 sqft
1st Floor Area1,522 sqft
2nd Floor Area987 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area6,077 sqft (0.14 acres)
Garage TypeAttached
Garage Area485 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area89 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2314 RUBY DR
CityTEXAS CITY
StateTX
Zip77591-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEARLBROOK SEC 3 (2016) ABST 180, BLOCK 6, LOT 22, ACRES 0.14
Legal SubdivisionPEARLBROOK SEC 3 (2016) ABST 180
Legal Tract22
Legal Block6
Legal Lot Number22
JurisdictionGALVESTON TX
Township / Civil DivisionTEXAS CITY-LEAGUE CITY
Census Block Group3
Census Block3068
Census Tract721902

Owner

Source: Galveston County records · APN 5674-0006-0022-000

Assessment roll updated September 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2314 RUBY DR, TEXAS CITY, TX 77591-1409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2021Vendor's Lien, Transfer · FHA Mortgage
NATIONS RELIABLE LENDING LLC
Jun 01, 2017Deed of Trust, Mortgage · FHA Mortgage
OCEANSIDE MORTGAGE CO
Aug 15, 2017Trustee's Deed, Construction Loan · Construction Mortgage
OCEANSIDE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2021 · Amount on Record
Deed SaleMar 02, 2021 · Amount on Record
Deed Document Number202114757
Record UpdatedSep 20, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGALVESTON TX
Recording DateMar 02, 2021
Property Address2314 RUBY DR, TEXAS CITY, TX 77591-1409
Document Number0000014757
Instrument DateMar 02, 2021
Instrument2021014757
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanySOUTH LAND TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2314 RUBY DR, TEXAS CITY, TX 77591-1409

Mortgage

Document Number0000014758
DateMar 02, 2021
Instrument2021014758
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALVESTON TX
Property Address2314 RUBY DR, TEXAS CITY, TX 77591-1409
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033189
DateJun 01, 2017
Instrument2017033189
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGALVESTON TX
Recording DateAug 15, 2017
Property Address2314 RUBY DR, TEXAS CITY, TX 77591-1409
Instrument DateMay 25, 2017
Instrument49909
Transaction TypeConstruction Loan
Record UpdatedSep 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2314 RUBY DR TEXAS CITY TX 775911409, TEXAS CITY, TX 77591-1409

Mortgage

Document Number0000049909
DateAug 15, 2017
Instrument49909
Lender
NameOCEANSIDE MTG
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 14, 2018
Interest
Rate18%

Tax Assessment & Valuation

Source: Galveston County records · Assessment roll updated September 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGalveston County
MunicipalityTexas City
Unified School DistrictDickinson Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$319,307 (-4.1%)$323,750 (-2.77%) Land $22,790 Building $300,960
2024$7,431.00 (+53.28%)
2023$332,960 Land $22,790 Building $310,170$332,960 Land $22,790 Building $310,170
2018$4,848.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 181 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies181 in force
Nearby Flood Claims14 (2008–2024)
Claims Outside the SFHA9 of 14
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 7 claims
  • Hurricane Ike, Sep 2008 · 5 claims

Wildfire

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: RTA of America.

Based on FCC filings for 250 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TEXAS CITY
serves 61,541 people
Water SourcePurchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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