2221 Ruby Dr, Texas City, TX 77591 Property Records

Galveston County property record for 2221 Ruby Dr, Texas City, TX 77591

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,439 sqft · built 2016
Lot Size	0.154 acres (6,687 sqft)
Owner	Individual Name on File
Last Sale	$242,967 (Jun 2023)
Tax Bill	$6,938 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5674-0005-0007-000`

Property Details

APN / Parcel Number

Primary APN	`5674-0005-0007-000`
Alternative APN	`R610422`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,439 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	1,439 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,687 sqft (0.154 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2221 RUBY DR
City	TEXAS CITY
State	TX
Zip	77591-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEARLBROOK SEC 3 (2016) ABST 180, BLOCK 5, LOT 7, ACRES 0.154
Legal Subdivision	PEARLBROOK SEC 3 (2016) ABST 180
Legal Tract	7
Legal Block	5
Legal Lot Number	7
Jurisdiction	GALVESTON TX
Township / Civil Division	TEXAS CITY-LEAGUE CITY
Census Block Group	3
Census Block	3068
Census Tract	721902

Owner

Source: Galveston County assessment roll, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2221 RUBY DR, TEXAS CITY, TX 77591-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 18, 2017	Grant Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	202326974
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GALVESTON TX
Recording Date	Jun 12, 2023
Property Address	2221 RUBY DR, TEXAS CITY, TX 77591-1408
Document Number	0000026974
Map Reference	FILE 2015046980
Instrument Date	Jun 9, 2023
Instrument	2023026974
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 RUBY DR, TEXAS CITY, TX 77591-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 RUBY DR, TEXAS CITY, TX 77591-1408

Mortgage

Document Number	0000026975
Date	Jun 12, 2023
Instrument	2023026975

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Property Address	2221 RUBY DR, TEXAS CITY, TX 77591-1408
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 RUBY DR, TEXAS CITY, TX 77591-1408

Mortgage

Document Number	0000020337
Date	Mar 25, 2022
Instrument	2022020337

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GALVESTON TX
Recording Date	Apr 18, 2017
Property Address	2221 RUBY DR, TEXAS CITY, TX 77591-1408
Document Number	0000023746
Instrument Date	Mar 31, 2017
Instrument	23746
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	CROWN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 RUBY DR TEXAS CITY TX 775911408, TEXAS CITY, TX 77591-1408

Mortgage

Document Number	23747
Date	Apr 18, 2017
Instrument	23747

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: Galveston County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Municipality	Texas City
Unified School District	Dickinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,938.00 (+27.51%)	$221,320 (-7.32%) Land $24,520 Building $196,800	$221,320 (-7.32%) Land $24,520 Building $196,800
2024	$5,441.00 (+21.7%)
2023		$238,810 Land $24,520 Building $214,290	$238,810 Land $24,520 Building $214,290
2018	$4,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	181 in force
Nearby Flood Claims	14 (2008–2024)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Hurricane Ike, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEXAS CITY serves 61,541 people · EPA ID TX0840008
Water Source	Purchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: RTA of America.

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