2305 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2305 S Stephen Ave, Sioux Falls, SD 57103 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,559 sqft · built 1974
Lot Size	0.293 acres (12,776 sqft)
Owner	2 Trust Names on File
Last Sale	$240,000 (Aug 2020)
Tax Bill	$4,737 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-26-177-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-26-177-013-000`
Alternative APN	`40316`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,559 sqft Finished Area
1st Floor Area	1,573 sqft
Basement Area	1,520 sqft
Finished Basement	738 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,776 sqft (0.293 acres)
Lot Dimensions	121 ft deep x 89.7 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	276 sqft
Patio Area	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40316
Street Address	2305 S STEPHEN AVE
City	SIOUX FALLS
State	SD
Zip	57103-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 5 MOCKING BIRD HILL ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	MOCKING BIRD HILL ADDN
Legal Block	5
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3001
Census Tract	1801

Owner

Source: Minnehaha County records · APN 01-22-26-177-013-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2305 S STEPHEN AVE, SIOUX FALLS, SD 57103-4442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Deed Book / Page	598-D / 439
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 25, 2020
Property Address	2305 S STEPHEN AVE, SIOUX FALLS, SD 57103-4442
Document Number	598DEED/439
Book / Page	598 DEED / 439
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2305 S STEPHEN AVE, SIOUX FALLS, SD 57103-4442
Investor	Possibly a Property Investor

Mortgage

Document Number	1895MTG707
Date	Aug 25, 2020
Instrument	1895 MTG/707

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,737.00	$347,300 (+5.21%) Land $47,600 Building $299,700
2024	$4,737.00 (+0.53%)	$330,100 (+5.63%) Land $57,400 Building $272,700
2022	$4,712.00	$312,500 Land $57,400 Building $255,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990018013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006

Wildfire

Wildfire Risk	Low above 1% of the US · above 2% of South Dakota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 408 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.