23123 Currier Dr, Tracy, CA 95304 Property Records

San Joaquin County property record for 23123 Currier Dr, Tracy, CA 95304

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,631 sqft · built 1979
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$870,000 (Nov 2019)
Tax Bill	$10,370 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-320-310-000`

Property Details

APN / Parcel Number

Primary APN	`209-320-310-000`
Alternative APN	`209-320-31`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,631 sqft Living Area
1st Floor Area	1,631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	52,708 sqft (1.21 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	209-320-31
Street Address	23123 CURRIER DR
City	TRACY
State	CA
Zip	95304-9732
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RR
Legal Description	78/FORM PT 209-210-69 & 72
Legal Subdivision	SANTOS RANCH
Legal Tract	1238
Legal Block	2
Legal Lot Number	31
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2025
Census Tract	5225

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23123 CURRIER DR, TRACY, CA 95304-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Feb 24, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Nov 20, 2019	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Oct 14, 2010 · Amount on Record
Deed Document Number	2019134827
Last Transfer Date	Feb 23, 2021
Transfer Doc	0000034218
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 24, 2021
Property Address	23123 CURRIER DR, TRACY, CA 95304-9732
Document Number	0000034218
Map Reference	VOL 22 PG 90
Instrument Date	Feb 23, 2021
Instrument	2021-034218
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23123 CURRIER DR, TRACY, CA 95304-9732

Mortgage

Document Number	0000034219
Date	Feb 24, 2021
Instrument	2021-034219

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 24, 2021
Property Address	23123 CURRIER DR, TRACY, CA 95304-9732
Document Number	0000034217
Map Reference	VOL 22 PG 90
Instrument Date	Feb 16, 2021
Instrument	2021-034217
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23123 CURRIER DR, TRACY, CA 95304-9732

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	23123 CURRIER DR, TRACY, CA 95304-9732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011474
Date	Jan 28, 2020
Instrument	2020-011474

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Month LIBOR
Max Rate	12.5%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 20, 2019
Property Address	23123 CURRIER DR, TRACY, CA 95304-9732
Document Number	0000134827
Map Reference	VOL 22 PG 90
Instrument Date	Oct 23, 2019
Instrument	2019-134827
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23123 CURRIER DR, TRACY, CA 95304-9732

Mortgage

Document Number	0000134828
Date	Nov 20, 2019
Instrument	2019-134828

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	12.5%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,370.00 (+1.31%)
2025	$10,236.00 (+4.45%) Homeowner's exemption	$951,358 (+4.04%) Land $218,727 Building $732,631
2023	$9,800.00 (+1.66%) Homeowner's exemption	$914,418 Land $210,235 Building $704,183
2022	$9,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2023–2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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