2312 Palmetto Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 2312 Palmetto Ave, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 890 sqft · built 1958
Lot Size0.067 acres (2,901 sqft)
OwnerIndividual Name on File
Last Sale$660,000 (Aug 2015)
Tax Bill$10,674 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN016-294-410

Property Details

APN / Parcel Number

Primary APN016-294-410

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area890 sqft Living Area
1st Floor Area890 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Construction TypeWood
Roof MaterialTar & Gravel
Lot Area2,901 sqft (0.067 acres)
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address2312 PALMETTO AVE
CityPACIFICA
StateCA
Zip94044-2770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCL00C1
Legal DescriptionWLY 96.70 FT OF LOT 14 BLK 2 BRIGHTON BEACH NO 2 RSM 6/4
Legal SubdivisionBRIGHTON BEACH NO 2
Legal Block2
Legal Lot Number14
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group3
Census Block3004
Census Tract603000

Owner

2312 Palmetto Ave is owned and occupied by an individual who bought it in August 2015.

Source: San Mateo County records, as of July 15, 2026

Owner of RecordIndividual Name on File
Mailing Address2312 PALMETTO AVE, PACIFICA, CA 94044-2770
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2015 · Amount on File
Deed SaleAug 7, 2015 · Amount on File
Prior SaleJul 18, 2003 · Amount on File
Deed Document Number201583291
Prior Transfer DateJan 6, 2012
Prior Transfer Doc0000015061
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address2312 PALMETTO AVE, PACIFICA, CA 94044-2770
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2312 PALMETTO AVE, PACIFICA, CA 94044-2770

Mortgage

Document Number0000075771
DateMay 13, 2021
Instrument2021-075771
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address2312 PALMETTO AVE, PACIFICA, CA 94044-2770
Document Number0000037720
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2312 PALMETTO AVE PACIFICA CA 940442770, PACIFICA, CA 94044-2770

Mortgage

Document Number0000037720
DateApr 28, 2020
Instrument37720
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2312 Palmetto Ave was $10,674.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$796,922 (+2%) Land $398,461 Building $398,461
2025$10,674.00$781,298 Land $390,649 Building $390,649
2023$9,950.00 (+6.35%)$750,962 Land $375,481 Building $375,481$1,118,250
2022$9,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2312 Palmetto Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 Palmetto Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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