2304 Palmetto Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 2304 Palmetto Ave, Pacifica, CA 94044

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,424 sqft · built 2007
Lot Size	0.133 acres (5,802 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jan 2008)
Tax Bill	$19,119 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-294-580`

Property Details

APN / Parcel Number

Primary APN	`016-294-580`

Interior

Stories	3 Stories
Building Area	4,424 sqft Gross Area
Utility Area	351 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	5,802 sqft (0.133 acres)
Parking Spaces	7 Parking Spaces

Location & Zoning

Street Address	2304 PALMETTO AVE
City	PACIFICA
State	CA
Zip	94044-8018
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CL00C1
Legal Description	PTNS OF LOTS 17 18 BLK 2 BRIGHTON BEACH NO 2 RSM 6/4
Legal Subdivision	BRIGHTON BEACH NO 2
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	3
Census Block	3004
Census Tract	603000

Owner

2304 Palmetto Ave, a commercial property, is owned by a company that bought it in January 2008.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	Company Name on File
Mailing Address	1227 39TH AVE, SAN FRANCISCO, CA 94122-1338
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2019	Deed of Trust, Mortgage WELLS FARGO BANK NA
Feb 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2008 · Amount on File
Deed Sale	Jan 28, 2008 · Amount on File
Prior Sale	Mar 15, 2005 · Amount on File
Deed Document Number	20088676
Prior Transfer Date	Jan 21, 2008
Prior Transfer Doc	0000008677
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2304 PALMETTO AVE, PACIFICA, CA 94044-8018
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007788
Date	Feb 5, 2019
Instrument	2019-007788

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	PHOENIX, AZ 85003

Agreement

Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2304 PALMETTO AVE, PACIFICA, CA 94044-8018
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007789
Date	Feb 5, 2019
Instrument	2019-007789

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	PHOENIX, AZ 85003

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2304 Palmetto Ave was $19,119.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,259,142 (+2%) Land $682,451 Building $576,691
2025	$19,119.00	$1,234,454 Land $669,070 Building $565,384
2023	$17,942.00 (+5.9%)	$1,186,521 Land $643,090 Building $543,431
2022	$16,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2304 Palmetto Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2304 Palmetto Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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