Hamilton County property record for 2312 Garrison Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,276 sqft · built 2004 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $145,600 (Sep 2004) |
| Tax Bill | $4,283 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0372-0329-00 |
| Primary APN | 590-0372-0329-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 696 sqft |
| 2nd Floor Area | 580 sqft |
| Basement Area | 616 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2312 GARRISON DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS GARRISON DR 0.21 AC LOT 35 ADAMS CREEK SUB PHASE B |
| Legal Subdivision | ADAMS CREEK SUB |
| Legal Phase | B |
| Legal Lot Number | 35 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21604 |
The current owner of 2312 Garrison Dr bought it in September 2004.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2312 GARRISON DR, CINCINNATI, OH 45231-2268 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jan 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2004 · Amount on File |
| Deed Sale | Sep 13, 2004 · Amount on File |
| Prior Sale | Nov 24, 2003 |
| Deed Document Number | 31352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2312 GARRISON DR, CINCINNATI, OH 45231-2268 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2312 GARRISON DR, CINCINNATI, OH 45231-2268 |
| Document Number | 0000102194 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 14487/1161 |
| Instrument | 2021-0102194 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2312 GARRISON DR, CINCINNATI, OH 45231-2268 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2312 GARRISON DR, CINCINNATI, OH 45231-2268 |
| Document Number | 0000000272 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 15074/508 |
| Instrument | 2024-0000272 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Dec 1, 2028 |
The 2025 property tax bill for 2312 Garrison Dr was $4,283, up 0.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,283.00 (+0.92%) | $73,658 (-) Land $11,165 Building $62,493 | |
| 2024 | $4,244.00 (+5.28%) | $73,658 (-) Land $11,165 Building $62,493 | |
| 2023 | $4,031.00 (-5.75%) | $73,658 (+30.82%) Land $11,165 Building $62,493 | $210,450 Land $31,900 Building $178,550 |
| 2022 | $4,277.00 Homeowner's exemption | $56,305 Land $12,184 Building $44,121 | |
| 2020 | $160,870 Land $34,810 Building $126,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2312 Garrison Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1979–1996) |
| Most Recent Claim | Jun 1996 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2312 Garrison Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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