Hamilton County property record for 2305 Garrison Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,357 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,375 (Dec 2009) |
| Tax Bill | $5,089 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2018 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 590-0372-0332-00 |
| Primary APN | 590-0372-0332-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 3,118 sqft |
| 1st Floor Area | 802 sqft |
| 2nd Floor Area | 1,150 sqft |
| Basement Area | 766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2305 GARRISON DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARRISON DR 0.20 AC LOT 38 ADAMS CREEK SUB PHASE B |
| Legal Subdivision | ADAMS CREEK SUB PHASE B |
| Legal Lot Number | 38 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21604 |
Source: Hamilton County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2305 GARRISON DR, CINCINNATI, OH 45231-2269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Mar 5, 2018 | Loan Modification, Mortgage · Conventional with PMI US BK |
| Mar 5, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2009 · Amount on Record |
| Deed Sale | Dec 16, 2009 · Amount on Record |
| Prior Sale | Oct 7, 2005 · Amount on Record |
| Deed Document Number | 2009165226 |
| Deed Book / Page | 11313 / 640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2305 GARRISON DR, CINCINNATI, OH 45231-2269 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2305 GARRISON DR, CINCINNATI, OH 45231-2269 |
| Document Number | 0000025869 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 14621/1024 |
| Instrument | 2022-0025869 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2305 GARRISON DR, CINCINNATI, OH 45231-2269 |
| Document Number | 0000037981 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2305 GARRISON DR CINCINNATI OH 452312269, CINCINNATI, OH 45231-2269 |
| Document Number | 0000037981 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 013661/001631 |
| Instrument | 37981 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2048 |
| Rate | 4.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2305 GARRISON DR, CINCINNATI, OH 45231-2269 |
| Document Number | 0000036874 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2305 GARRISON DR CINCINNATI OH 452312269, CINCINNATI, OH 45231-2269 |
| Document Number | 0000036874 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 013659/001310 |
| Instrument | 36874 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,089.00 (-10.04%) Homeowner's exemption | $98,266 (-) Land $11,165 Building $87,101 | $280,760 (-) Land $31,900 Building $248,860 |
| 2024 | $5,657.00 (+5.29%) | $98,266 (-) Land $11,165 Building $87,101 | |
| 2023 | $5,373.00 (-0.85%) | $98,266 (+37.66%) Land $11,165 Building $87,101 | $280,760 (+37.66%) Land $31,900 Building $248,860 |
| 2022 | $5,419.00 Homeowner's exemption | $71,383 Land $10,532 Building $60,851 | |
| 2020 | $203,950 Land $30,090 Building $173,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1979–1996) |
| Most Recent Claim | Jun 1996 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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