2312 Eagle Talon Cir, Fleming Island, FL 32003 Property Records

Clay County property record for 2312 Eagle Talon Cir, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 2020
Lot Size	0.123 acres (5,357 sqft)
Owner	2 Trust Names on File
Last Sale	$244,990 (Jul 2020)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014176-016-98`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014176-016-98`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	1,762 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,357 sqft (0.123 acres)
Garage Type	Attached
Garage Area	400 sqft
Pool Area	405 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2312 EAGLE TALON CIR
City	FLEMING ISLAND
State	FL
Zip	32003-4068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 98 RESERVE AT EAGLE HARBOR AS REC OR 4326 PG 169, 4879 PG 1874
Legal Range	26E
Legal Township	05S
Legal Section	04
Legal Subdivision	RESERVE AT EAGLE HARBOR
Legal Lot Number	98
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3015
Census Tract	30701

Owner

2312 Eagle Talon Cir is owner-occupied and held in a trust since November 2024.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Trust Names on File
Mailing Address	2312 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2020	Loan Modification, Mortgage US BK
Jul 6, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage JET HOMELOANS LLC
Aug 26, 2019	Grant Deed, Transfer DF TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Deed Document Number	202033300
Deed Book / Page	4326 / 169
Last Transfer Date	Nov 21, 2024
Transfer Doc	0048791874
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2312 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068

Mortgage

Document Number	0045941282
Date	Apr 11, 2022
Book Page	4594/1282
Instrument	2022023071

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	2312 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068
Document Number	0001762122
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	147014 HWY JACKSONVILLE JACKSONVILLE FL 32256, JACKSONVILLE, FL 32256

Mortgage

Document Number	0001762122
Date	Jul 24, 2020
Book Page	000176/002122
Instrument	36916

Lender

Name	US BK
Type	Bank
Address	DALLAS, TX 75240

Agreement

Amount	Amount on Record

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 6, 2020
Property Address	2312 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068
Document Number	0043260169
Book / Page	4326 / 169
Map Reference	MB 59 PG 1-10
Instrument Date	Jun 29, 2020
Instrument	2020033300
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	GOLDEN DOG TITLE AND TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068

Mortgage

Document Number	0004326171
Date	Jul 6, 2020
Instrument	4326/171

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Aug 26, 2019
Property Address	2312 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068
Document Number	0042251322
Book / Page	004225 / 001322
Instrument Date	Aug 20, 2019
Instrument	45945
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	DF TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,775.35
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2312 Eagle Talon Cir was $3,321, up 4.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,321.00 (+4.83%)	$257,938	$329,233 Land $55,000 Building $274,233
2024	$3,168.00 (-43.13%)
2023	$5,571.00 (+9.58%) Homeowner's exemption	$243,368 (+8.95%)	$325,895 (+14.53%) Land $55,000 Building $270,895
2022	$5,084.00 Homeowner's exemption	$223,381	$284,538 Land $55,000 Building $229,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2312 Eagle Talon Cir in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 Eagle Talon Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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