2302 Eagle Talon Cir, Fleming Island, FL 32003 Property Records

Clay County property record for 2302 Eagle Talon Cir, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,461 sqft · built 2020
Lot Size	0.143 acres (6,272 sqft)
Owner	Individual Name on File
Last Sale	$312,105 (Apr 2020)
Tax Bill	$6,203 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014176-016-96`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014176-016-96`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,461 sqft Heated Area
Gross Area	3,095 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,272 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2302 EAGLE TALON CIR
City	FLEMING ISLAND
State	FL
Zip	32003-4068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 RESERVE AT EAGLE HARBORAS REC O R 4295 PG 481
Legal Range	26
Legal Township	05
Legal Section	04
Legal Subdivision	RESERVE/EAGLE HARBOR
Legal Lot Number	96
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3015
Census Tract	30701

Owner

2302 Eagle Talon Cir is owned by an individual who bought it in April 2020.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3837 WOODMERE LN, MIDDLEBURG, FL 32068-5135
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC
Apr 2, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC
Aug 26, 2019	Grant Deed, Transfer DF TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Deed Document Number	2020017374
Deed Book / Page	4295 / 481
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2302 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068

Mortgage

Document Number	0047540340
Date	Sep 6, 2023
Book Page	4754/340
Instrument	2023044794

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2302 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068

Mortgage

Document Number	0044030001
Date	Jan 14, 2021
Book Page	4403/1
Instrument	2021002804

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	NORCROSS, GA 30093

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 2, 2020
Property Address	2302 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068
Document Number	0042950481
Book / Page	4295 / 481
Map Reference	MB 59 PG 1-10
Instrument Date	Mar 24, 2020
Instrument	2020017374
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,185.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068

Mortgage

Document Number	0042950483
Date	Apr 2, 2020
Instrument	4295/0483

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Aug 26, 2019
Property Address	2302 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4068
Document Number	0042251322
Book / Page	004225 / 001322
Instrument Date	Aug 20, 2019
Instrument	45945
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	DF TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,775.35
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2302 Eagle Talon Cir was $6,203.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,203.00	$406,717 Land $55,000 Building $351,717	$406,717 Land $55,000 Building $351,717
2023	$6,282.00 (+5.21%) Homeowner's exemption	$290,167 (+3%)	$402,107 (+10.33%) Land $55,000 Building $347,107
2022	$5,971.00 Homeowner's exemption	$281,716	$364,450 Land $55,000 Building $309,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2302 Eagle Talon Cir in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2302 Eagle Talon Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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