Collier County property record for 2312 Clipper Way, Naples, FL 34104
| Property Type | Single Family Home |
|---|---|
| Details | 1,488 sqft · built 1978 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Aug 2004) |
| Tax Bill | $2,432 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 226300 1444A35 |
| Primary APN | 226300 1444A35 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| Deck Area | 120 sqft |
| Street Address | 2312 CLIPPER WAY |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34104-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | COCONUT RIVER UNIT 1 PAR NO 144 DESC AS FOLL, COMM NE CNR SEC 35, S 540FT, W 3073.44FT TO POB, S 121.57FT, E 87.50FT, N 121.46FT, W 87.50FT TO POB OR 1608 PG 1343 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 35 |
| Legal Subdivision | COCONUT RIVER UNIT 1 |
| Legal Tract | 226300 |
| Legal Block | 1 |
| Legal Lot Number | 144 |
| Legal Unit | 1 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10401 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2312 CLIPPER WAY, NAPLES, FL 34104-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage COASTAL FCU |
| Aug 5, 2021 | Deed of Trust, Mortgage · Balloon Mortgage ENIGMA TRUST |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2004 · Amount on Record |
| Deed Sale | Aug 6, 2004 · Amount on Record |
| Deed Document Number | 20043454647 |
| Deed Book / Page | 3621 / 1763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 2312 CLIPPER WAY, NAPLES, FL 34104-3320 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2312 CLIPPER WAY, NAPLES, FL 34104-3320 |
| Document Number | 0063233377 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 6323/3377 |
| Instrument | 6500293 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARIANNA, FL 32447 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 2312 CLIPPER WAY, NAPLES, FL 34104-3320 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2312 CLIPPER WAY, NAPLES, FL 34104-3320 |
| Document Number | 0059931202 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 5993/1202 |
| Instrument | 6108071 |
| Name | ENIGMA TRUST |
|---|---|
| Type | Private Party |
| Address | 4324 BEECHWOOD LAKE DR, NAPLES, FL 34112 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 2312 CLIPPER WAY, NAPLES, FL 34104-3320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056751303 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 5675/1303 |
| Instrument | 5767439 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,623 (+2.7%) | $421,916 (-1.07%) Land $324,086 Building $97,830 | |
| 2025 | $2,432.00 (+8.43%) Homeowner's exemption | $245,008 (+5.99%) | $426,475 (+6.68%) Land $344,995 Building $81,480 |
| 2023 | $2,243.00 (-1.36%) Homeowner's exemption | $231,168 (+3%) | $399,754 (-6.23%) Land $300,564 Building $99,190 |
| 2022 | $2,274.00 Homeowner's exemption | $224,435 | $426,336 Land $323,825 Building $102,511 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 343 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 343 in force |
| Nearby Flood Claims | 245 (1995–2024) |
| Claims Outside the SFHA | 25 of 245 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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