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2296 Clipper Way, Naples, FL 34104 Property Records

Collier County property record for 2296 Clipper Way, Naples, FL 34104

Property Summary

Property TypeSingle Family Home
Details1,611 sqft · built 1985
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$203,000 (Jul 2014)
Tax Bill$2,332 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone AE (high risk)
APN226300 1454A35

Property Details

APN / Parcel Number

Primary APN226300 1454A35
Alternative APN
  • 26736040004

Interior

Stories1 Story
Building Area1,611 sqft Living Area
1st Floor Area1,611 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address2296 CLIPPER WAY
CityNAPLES
StateFL
Zip34104-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionCOCONUT RIVER UNIT 1 PAR NO 145 DESC AS FOLL, COMM NE CNR SEC 35, S 540FT, W 3160.94FT TO POB, S 121.67FT, E 87.50FT, N 121.57FT, W 87.50FT TO POB OR 1556 PG 724
Legal Range25
Legal Township49
Legal Section35
Legal SubdivisionCOCONUT RIVER UNIT 1
Legal Tract226300
Legal Block1
Legal Lot Number145
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1006
Census Tract10401

Owner

2296 Clipper Way is owned and occupied by an individual who bought it in July 2014.

Source: Collier County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address2296 CLIPPER WAY, NAPLES, FL 34104-3320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2014 · Amount on File
Deed SaleJul 14, 2014 · Amount on File
Prior SaleDec 27, 2012 · Amount on File
Deed Document Number20145006733
Deed Book / Page5057 / 1699
Prior Transfer DateApr 3, 2007
Prior Transfer Doc0042181611
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2296 CLIPPER WAY, NAPLES, FL 34104-3320
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2296 CLIPPER WAY, NAPLES, FL 34104-3320

Mortgage

Document Number0059432243
DateMay 10, 2021
Book Page5943/2243
Instrument6055098
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2296 Clipper Way was $2,332 with a homeowner's exemption, up 6.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,936 (+2.7%)$543,597 (+4.14%) Land $324,086 Building $219,511
2025$2,332.00 (+6.83%) Homeowner's exemption$235,575$522,010 Land $344,995 Building $177,015
2024$2,183.00 (+152.37%)
2023$865.00 (-64.74%) Homeowner's exemption$98,843 (-58.91%)$328,120 (-32.81%) Land $300,564 Building $27,556
2022$2,453.00 Homeowner's exemption$240,567$488,314 Land $323,825 Building $164,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2296 Clipper Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 343 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies343 in force
Nearby Flood Claims245 (1995–2024)
Claims Outside the SFHA25 of 245
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 94 claims
  • Hurricane Ian, Sep 2022 · 127 claims
  • Hurricane Irma, Sep 2017 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2296 Clipper Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, T-Mobile.

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