2311 Montgomery Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 2311 Montgomery Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 975 sqft
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,091 (2021)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-016-200-001-16-8-3`

Property Details

APN / Parcel Number

Primary APN	`15-016-200-001-16-8-3`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Basement Area	755 sqft
Unfinished Basement	755 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	1,742,400 sqft (40 acres)
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2311 MONTGOMERY RD
City	READING
State	MI
Zip	49274-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 NE1/4 SUBJ TO ESMT OF REC SEC 16 T8S R3W 40 A SPLIT/COMB ON 05/31/2022 WITH 15 016 100 002 16 8 3 INTO 15 016 100 008 1
Legal Range	03W
Legal Township	08S
Legal Section	16
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3034
Census Tract	51200

Owner

2311 Montgomery Rd is owned by two individuals who acquired it in November 2022.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10360 WOODBRIDGE RD, CAMDEN, MI 49232-9602
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · USDA Mortgage USDA
Nov 22, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, MIDSTATE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022
Deed Sale	Nov 22, 2022
Prior Sale	Nov 22, 2022
Deed Document Number	2022595197
Deed Book / Page	1839 / 1031
Transfer Doc	01839/1030
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 22, 2022
Property Address	2311 MONTGOMERY RD, READING, MI 49274-9672
Document Number	01839/1031
Book / Page	1839 / 1031
Instrument Date	Nov 22, 2022
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,033.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2340 MONTGOMERY RD, READING, MI 49274-9672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11860 CARPENTER RD, CAMDEN, MI 49232-9563

Mortgage

Document Number	0018391033
Date	Nov 22, 2022
Instrument	1839-1033

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2052

Interest

Rate	4.37%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Nov 22, 2022
Property Address	2311 MONTGOMERY RD, READING, MI 49274-9672
Document Number	01839/1030
Book / Page	1839 / 1030
Instrument Date	Nov 18, 2022
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10231 WOODBRIDGE RD, CAMDEN, MI 49232-9602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2346 MONTGOMERY RD, READING, MI 49274-9672

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Woodbridge Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,697 (-2.64%) Land $18,303 Building $68,394	$173,395 (-2.64%) Land $36,606 Building $136,789
2025		$89,046 Land $15,792 Building $73,254	$178,092 Land $31,584 Building $146,508
2023		$122,250 Land $72,044 Building $50,206	$244,500 Land $144,088 Building $100,412
2021	$1,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2311 Montgomery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2311 Montgomery Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DMCI Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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