Hillsdale County property record for 2151 Montgomery Rd, Reading, MI 49274
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,440 sqft |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,058 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-016-200-006-16-8-3 |
| Primary APN | 15-016-200-006-16-8-3 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 2,196 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Architectural Style | Other |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2151 MONTGOMERY RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | COM NW COR NE1/4 NE1/4 TH E 450 FT TH S 220 FT TH W 450 FT TH N 220 FT TO POB SEC 16 T8S R3W 2.3 A M/L |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 16 |
| Legal Subdivision | False |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | WOODBRIDGE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 51200 |
2151 Montgomery Rd, a rural home, is owned and occupied by two individuals.
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2151 MONTGOMERY RD, READING, MI 49274-9672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 2151 MONTGOMERY RD, READING, MI 49274-9672 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2151 MONTGOMERY RD, READING, MI 49274-9672 |
| Document Number | 1812/204 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 1812/204 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 2151 MONTGOMERY RD, READING, MI 49274-9672 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | MIDSTATE TTL AGCY OF SOUTHER |
| Name | Verified Name |
|---|
| Document Number | 1753/360 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 1753/360 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2035 |
The 2025 property tax bill for 2151 Montgomery Rd was $1,058.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Woodbridge Township |
| Unified School District | Camden-Frontier School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,900 | $189,755 Land $15,412 Building $174,343 | |
| 2025 | $1,058.00 | ||
| 2023 | $59,300 | $118,669 Land $10,192 Building $108,477 | |
| 2021 | $908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2151 Montgomery Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2151 Montgomery Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DMCI Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
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