2311 Cloverdale Dr, Fallston, MD 21047 Property Records

Harford County property record for 2311 Cloverdale Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2 ba · 954 sqft · built 1972
Lot Size	0.642 acres (27,956 sqft)
Owner	Individual Name on File
Last Sale	$398,000 (Nov 2021)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-131823`

Property Details

APN / Parcel Number

Primary APN	`03-131823`
Alternative APNs	`3131823` `131823`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	954 sqft Total Area
Basement Area	440 sqft
Finished Basement	440 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,956 sqft (0.642 acres)
Lot Dimensions	187 ft deep x 157 ft wide
Deck Area	240 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	131823
Street Address	2311 CLOVERDALE DR
City	FALLSTON
State	MD
Zip	21047-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 2 27956 SF 2311 CLOVERDALE DRIVE CLOVERDALE DIV 2 P 24/49
Legal Subdivision	CLOVERDALE
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1008
Census Tract	303300

Owner

Source: Harford County records · APN 03-131823

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2311 CLOVERDALE DR, FALLSTON, MD 21047-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Nov 04, 2021	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2021 · Amount on Record
Deed Sale	Nov 04, 2021 · Amount on Record
Prior Sale	Sep 10, 2012 · Amount on Record
Deed Book / Page	15157 / 408
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	0074160021
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2311 CLOVERDALE DR, FALLSTON, MD 21047-1616
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129290422
Date	Aug 08, 2018
Book Page	12929/0422

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 04, 2021
Property Address	2311 CLOVERDALE DR, FALLSTON, MD 21047-1616
Document Number	0151570408
Book / Page	15157 / 408
Map Reference	MB 24 PG 49
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2311 CLOVERDALE DR, FALLSTON, MD 21047-1616

Mortgage

Document Number	0015157413
Date	Nov 04, 2021
Instrument	15157/413

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,367 (+3.63%)	$353,500 (+10.88%) Land $111,500 Building $242,000
2025	$3,065.00 (+18.11%) Homeowner's exemption	$318,800 (+21.99%) Land $111,500 Building $207,300	$318,800 (-) Land $111,500 Building $207,300
2023		$261,333	$318,800 Land $111,500 Building $207,300
2022	$2,595.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253033001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 66 locations within half a mile of this property.

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