2306 Cloverdale Dr, Fallston, MD 21047 Property Records

Harford County property record for 2306 Cloverdale Dr, Fallston, MD 21047

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,838 sqft · built 1972
Lot Size0.664 acres (28,943 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Aug 2021)
Tax Bill$4,458 (2026)
Deeds & MortgagesNov 2019 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-145190

Property Details

APN / Parcel Number

Primary APN03-145190
Alternative APNs
  • 3145190
  • 145190

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,838 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area28,943 sqft (0.664 acres)
Lot Dimensions207 ft deep x 161 ft wide
Garage TypeBasement
Garage Area783 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area315 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number145190
Street Address2306 CLOVERDALE DR
CityFALLSTON
StateMD
Zip21047-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 69 124/161X207 2306 CLOVERDALE DRIVE CLOVERDALE DIV 2 P 24/49
Legal SubdivisionCLOVERDALE
Legal Lot Number69,2306
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group1
Census Block1006
Census Tract303300

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2306 CLOVERDALE DR, FALLSTON, MD 21047-1617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2019Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU
Aug 31, 2021Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Deed Book / Page14996 / 337
Prior Transfer DateOct 19, 2015
Prior Transfer Doc0115170142
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2306 CLOVERDALE DR, FALLSTON, MD 21047-1617
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanySAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135520407
DateNov 19, 2019
Book Page13552/0407
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 15, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 31, 2021
Property Address2306 CLOVERDALE DR, FALLSTON, MD 21047-1617
Document Number0149960337
Book / Page14996 / 337
Map ReferenceMB HDC 24 FO 49
Instrument DateAug 16, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyNORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2306 CLOVERDALE DR, FALLSTON, MD 21047-1617
InvestorPossibly a Property Investor

Mortgage

Document Number0014996343
DateAug 31, 2021
Instrument14996/343
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,458.00 (+10.35%)$403,600 (+2.41%)$422,600 (+7.23%) Land $111,700 Building $310,900
2025$4,040.00 (+18.48%)$394,100 (+17.19%) Land $111,700 Building $282,400$394,100 (-) Land $111,700 Building $282,400
2023$336,300$394,100 Land $111,700 Building $282,400
2022$3,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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