23101 435th St, Chariton, IA 50049 Property Records

Lucas County property record for 23101 435th St, Chariton, IA 50049

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,072 sqft · built 1979
Lot Size	6.15 acres (267,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Sep 2019)
Tax Bill	$2,776 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1117100005`

Property Details

APN / Parcel Number

Primary APN	`1117100005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	267,894 sqft (6.15 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	23101 435TH ST
City	CHARITON
State	IA
Zip	50049-7774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-71-21 IN S1/2 SW NW
Legal Range	21W
Legal Township	71N
Legal Section	17
Jurisdiction	LUCAS IA
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2153
Census Tract	950100

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23101 435TH ST, CHARITON, IA 50049-7774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	20191102
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	23101 435TH ST, CHARITON, IA 50049-7774
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200784
Date	Jun 16, 2020
Instrument	2020-0784

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Sep 5, 2019
Property Address	23101 435TH ST, CHARITON, IA 50049-7774
Document Number	20191102
Instrument Date	Aug 16, 2019
Instrument	2019-1102
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23101 435TH ST, CHARITON, IA 50049-7774

Mortgage

Document Number	0020191103
Date	Sep 5, 2019
Instrument	2019-1103

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,776.00 (+15.86%) Homeowner's exemption	$213,437 (-) Land $64,950 Building $148,487	$213,437 (-) Land $64,950 Building $148,487
2025	$2,396.00 Homeowner's exemption	$213,437 (+25.27%) Land $64,950 Building $148,487	$213,437 (+25.27%) Land $64,950 Building $148,487
2024	$2,396.00 (+15.41%)
2023		$170,387 Land $49,950 Building $120,437	$170,387 Land $49,950 Building $120,437
2021	$2,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 86% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	50 / 25
Rise Broadband Fixed Wireless	25 / 5
Windstream Fixed Wireless	25 / 4

Cell Coverage

5G (outdoors only) and 4G LTE

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