23033 435th St, Chariton, IA 50049 Property Records

Lucas County property record for 23033 435th St, Chariton, IA 50049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Mar 2013)
Tax Bill	$2,850 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1117100008`

Property Details

APN / Parcel Number

Primary APN	`1117100008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	23033 435TH ST
City	CHARITON
State	IA
Zip	50049-7775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-71-21 W 250' OF TRACT IN SW NW BEG. AT E ROW HWY & S LINE SW NW THEN E 860',N350', NW TO PT. 550' N OF POB
Legal Range	21W
Legal Township	71N
Legal Section	17
Jurisdiction	LUCAS IA
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2153
Census Tract	950100

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23033 435TH ST, CHARITON, IA 50049-7775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDWEST HERITAGE BANK
Aug 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MIDWEST HERITAGE BANK
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2013 · Amount on Record
Deed Sale	Mar 4, 2013 · Amount on Record
Deed Document Number	2013345
Deed Book / Page	2013 / 556
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	23033 435TH ST, CHARITON, IA 50049-7775
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191050
Date	Aug 26, 2019
Instrument	2019-1050

Lender

Name	MIDWEST HERITAGE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2024

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Aug 26, 2019
Property Address	23033 435TH ST, CHARITON, IA 50049-7775
Document Number	0020191048
Instrument Date	Aug 23, 2019
Instrument	2019-1048
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23033 435TH ST, CHARITON, IA 50049-7775

Mortgage

Document Number	0020191049
Date	Aug 26, 2019
Instrument	2019-1049

Lender

Name	MIDWEST HERITAGE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2024

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Recording Date	Apr 10, 2026
Property Address	23033 435TH ST, CHARITON, IA 50049-7775
Document Number	0000000493
Instrument	2026493
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	23033 435TH ST, CHARITON, IA 50049-7775

Mortgage

Document Number	0000000493,
Date	Apr 10, 2026
Instrument	2026493

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,850.00 (+9.28%)	$275,549 (+32.51%) Land $54,678 Building $220,871	$275,549 (+32.51%) Land $54,678 Building $220,871
2025	$2,608.00	$207,942 (+19.22%) Land $25,000 Building $182,942	$207,942 (+19.22%) Land $25,000 Building $182,942
2024	$2,608.00 (+23.14%)
2023		$174,421 Land $25,000 Building $149,421	$174,421 Land $25,000 Building $149,421
2021	$2,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 86% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	50 / 25
Rise Broadband Fixed Wireless	25 / 5
Windstream Fixed Wireless	25 / 4

Cell Coverage

5G (outdoors only) and 4G LTE

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