Erie County and Cheektowaga Town property record for 231 Temple Dr, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,560 sqft · built 1963 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,148 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-0584000 |
| Primary APN | 026-0584000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Basement Area | 378 sqft |
| Finished Basement | 378 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 104 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 026-0584000 |
|---|---|
| Street Address | 231 TEMPLE DR |
| City | BUFFALO |
| State | NY |
| Zip | 14225-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2148 SL 278 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10002 |
231 Temple Dr is owned by a company that acquired it in March 2021 and is owner-occupied.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 231 TEMPLE DR, BUFFALO, NY 14225-5208 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 5, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 18, 2021 |
| Transfer Doc | 0113776311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 231 TEMPLE DR, CHEEKTOWAGA, NY 14225-5208 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 231 TEMPLE DR, CHEEKTOWAGA, NY 14225-5208 |
| Document Number | 0141749351 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 14174/9351 |
| Instrument | 2025173578 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 5, 2021 |
| Property Address | 231 TEMPLE DR, CHEEKTOWAGA, NY 14225-5208 |
| Document Number | 0113776311 |
| Book / Page | 11377 / 6311 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021062981 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 PARKTRAIL LN, CHEEKTOWAGA, NY 14227-2545 |
The 2026 property tax bill for 231 Temple Dr was $6,148 with exemptions applied, up 1% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga-Maryvale Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,148.00 (+1%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,087.00 (+3.8%) | $191,000 (-) Land $14,000 Building $177,000 | $254,667 (+6.67%) Land $18,667 Building $236,000 |
| 2024 | $5,864.00 Homeowner's exemption Senior Citizen's exemption | $191,000 (-) Land $14,000 Building $177,000 | $238,750 (+13.75%) Land $17,500 Building $221,250 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $191,000 Land $14,000 Building $177,000 | $209,890 Land $15,385 Building $194,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Temple Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 231 Temple Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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