Cherokee County property record for 231 Ruth Dr, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,498 sqft · built 1993 |
| Lot Size | 3.57 acres (155,945 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Mar 2019) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007555-23-3 |
| Primary APN | 007555-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,498 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 155,945 sqft (3.57 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 0610000050000 00542589 |
|---|---|
| Street Address | 231 RUTH DR |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-3439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 231 RUTH DR LT#14 FM DYER $175000 |
| Legal Subdivision | MISTY WOODS SUB |
| Legal Lot Number | 14 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970201 |
231 Ruth Dr is owned and occupied by two individuals who acquired it in March 2019.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 RUTH DR, GAFFNEY, SC 29341-3439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Deed Document Number | 0000111251 |
| Deed Book / Page | 111 / 251 |
| Last Transfer Date | Mar 26, 2019 |
| Transfer Doc | 0001110251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Mar 26, 2019 |
| Property Address | 231 RUTH DR # 14, 14, GAFFNEY, SC 29341-3439 |
| Document Number | 0001110251 |
| Book / Page | 000111 / 000251 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 1360 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 RUTH DR GAFFNEY SC 293413439, GAFFNEY, SC 29341-3439 |
| Document Number | 1110253 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 000111/000253 |
| Instrument | 1361 |
| Name | MAINLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 25, 2049 |
The 2025 property tax bill for 231 Ruth Dr was $1,027.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 | $7,640 Land $1,200 Building $6,440 | $191,000 Land $30,000 Building $161,000 |
| 2023 | $872.00 | $7,640 Land $1,200 Building $6,440 | $191,000 Land $30,000 Building $161,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 231 Ruth Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Ruth Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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