211 Ruth Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 211 Ruth Dr, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	2,102 sqft · built 1991
Lot Size	3.06 acres (133,294 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 2026)
Tax Bill	$840 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022179-23-3`

Property Details

APN / Parcel Number

Primary APN	`022179-23-3`
Alternative APNs	`0610000053000 00542889` `061-00-00-053.000` `022055223`

Interior

Stories	1 Story
Building Area	2,102 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Lot Area	133,294 sqft (3.06 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	211 RUTH DR
City	GAFFNEY
State	SC
Zip	29341-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	211 RUTH DR LT#17 FM MARY PEDERSEN $150000 ADDED $29600 TO VALUE-PERMIT WAS FOR $37600
Legal Subdivision	MISTY WOODS SUB
Legal Lot Number	17
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3000
Census Tract	970201

Owner

Source: Cherokee County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	211 RUTH DR, GAFFNEY, SC 29341-3439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Personal Representative Deed, Transfer SIMPLIFILE
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
Dec 27, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
May 1, 2017	Grant Deed, Subdivision Related Transfer MIDLAND MTG
Jan 31, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Mar 16, 2015
Deed Document Number	20263486
Deed Book / Page	200 / 149
Record Updated	Sep 20, 2026

June 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jun 23, 2026
Property Address	211 RUTH DR, GAFFNEY, SC 29341-3439
Document Number	0000003486
Book / Page	200 / 149
Instrument Date	Jun 15, 2026
Instrument	20263486
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$84,032.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 RUTH DR, GAFFNEY, SC 29341-3439

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	211 RUTH DR # 17, 17, GAFFNEY, SC 29341-3439
Document Number	0001321945
Instrument Date	Mar 16, 2021
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 RUTH DR GAFFNEY SC 293413439, GAFFNEY, SC 29341-3439

Mortgage

Document Number	0001321945
Date	Mar 25, 2021
Book Page	000132/001945
Instrument	1746

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	211 RUTH DR # 17, 17, GAFFNEY, SC 29341-3439
Document Number	0001090960
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 RUTH DR GAFFNEY SC 293413439, GAFFNEY, SC 29341-3439

Mortgage

Document Number	0001090960
Date	Jan 4, 2019
Book Page	000109/000960
Instrument	35

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 3, 2044

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	May 1, 2017
Property Address	211 RUTH DR # 17, 17, GAFFNEY, SC 29341-3439
Document Number	0000940104
Book / Page	000094 / 000104
Instrument Date	Apr 28, 2017
Instrument	2115
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 17, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S GREEN RIVER RD COWPENS SC 293309650, COWPENS, SC 29330-9650

Mortgage

Document Number	940106
Date	May 1, 2017
Book Page	000094/000106
Instrument	2116

Lender

Name	MIDLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Amount	Amount Recorded

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jan 31, 2017
Property Address	211 RUTH DR # 17, 17, GAFFNEY, SC 29341-3439
Document Number	0000912539
Book / Page	000091 / 002539
Instrument Date	Jan 27, 2017
Instrument	484
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 RUTH DR GAFFNEY SC 293413439, GAFFNEY, SC 29341-3439

Mortgage

Document Number	912542
Date	Jan 31, 2017
Book Page	000091/002542
Instrument	485

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2032

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$840.00 (+17.81%) Homeowner's exemption	$8,250 (-) Land $1,200 Building $7,050	$206,300 (-) Land $30,000 Building $176,300
2023	$713.00 Homeowner's exemption	$8,250 Land $1,200 Building $7,050	$206,300 Land $30,000 Building $176,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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