Santa Clara County property record for 231 Ronan Ave, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,577 sqft · built 2000 |
| Lot Size | 0.067 acres (2,955 sqft) |
| Owner | Trust Name on File |
| Last Sale | $307,000 (Sep 2009) |
| Tax Bill | $4,883 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-16-188 |
| Primary APN | 790-16-188 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,577 sqft Living Area |
| 1st Floor Area | 781 sqft |
| 2nd Floor Area | 796 sqft |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 2,955 sqft (0.067 acres) |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 231 RONAN AVE |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 9184 LOT 61 |
| Legal Subdivision | 9184 SANTA FE |
| Legal Tract | 9184 |
| Legal Lot Number | 61 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 512514 |
Source: Santa Clara County records · APN 790-16-188
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 231 RONAN AVE, GILROY, CA 95020-7289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Dec 04, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2009 · Amount on Record |
| Deed Sale | Sep 11, 2009 · Amount on Record |
| Prior Sale | Sep 11, 2009 |
| Deed Document Number | 0020429186 |
| Last Transfer Date | Dec 04, 2019 |
| Transfer Doc | 0024347315 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 231 RONAN AVE, GILROY, CA 95020-7289 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 231 RONAN AVE, GILROY, CA 95020-7289 |
| Document Number | 0025507276 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 25507276 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Aug 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | Prime Rate |
| Max Rate | 17% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 231 RONAN AVE, GILROY, CA 95020-7289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 231 RONAN AVE, GILROY, CA 95020-7289 |
| Document Number | 0024802432 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 24802432 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 04, 2019 |
| Property Address | 231 RONAN AVE, GILROY, CA 95020-7289 |
| Document Number | 0024347315 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 24347315 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 231 RONAN AVE GILROY CA 950207289, GILROY, CA 95020-7289 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,883.00 (+2.28%) Homeowner's exemption | $396,141 (+4.04%) Land $138,628 Building $257,513 |
| 2023 | $4,774.00 (+1.7%) Homeowner's exemption | $380,760 Land $133,246 Building $247,514 |
| 2022 | $4,694.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier, Verizon.
Based on FCC filings for 621 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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