201 Ronan Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 201 Ronan Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,577 sqft · built 2000
Lot Size	0.076 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Dec 2025)
Tax Bill	$9,025 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2025 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`790-16-184`

Property Details

APN / Parcel Number

Primary APN	`790-16-184`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,577 sqft Living Area
1st Floor Area	781 sqft
2nd Floor Area	796 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,300 sqft (0.076 acres)
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	201 RONAN AVE
City	GILROY
State	CA
Zip	95020-7289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9184 LOT 65
Legal Subdivision	GILROY
Legal Tract	9184
Legal Lot Number	65
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1008
Census Tract	512514

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 W 9TH ST, GILROY, CA 95020-6445
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 3, 2025	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Dec 3, 2025	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jul 23, 2020	Grant Deed, Transfer · VA Mortgage PREMIER LENDING INC
Oct 16, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Jul 23, 2020 · Amount on Record
Deed Document Number	202525912632
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	0019930593
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	201 RONAN AVE, GILROY, CA 95020-7289
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 RONAN AVE, GILROY, CA 95020-7289
Investor	Possibly a Property Investor

Mortgage

Document Number	0025105071
Date	Sep 20, 2021
Instrument	25105071

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 3, 2025
Property Address	201 RONAN AVE, GILROY, CA 95020-7289
Document Number	0025912631
Map Reference	MB 719 PG 18-21
Instrument Date	Nov 20, 2025
Instrument	25912631
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	420 W 9TH ST, GILROY, CA 95020-6445
Investor	Possibly a Property Investor

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 3, 2025
Property Address	201 RONAN AVE, GILROY, CA 95020-7289
Document Number	0025912632
Map Reference	MB 719 PG 18-21
Instrument Date	Nov 10, 2025
Instrument	25912632
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	420 W 9TH ST, GILROY, CA 95020-6445
Investor	Possibly a Property Investor

Mortgage

Document Number	0025912633
Date	Dec 3, 2025
Instrument	25912633

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 23, 2020
Property Address	201 RONAN AVE, GILROY, CA 95020-7289
Document Number	0024550791
Map Reference	MB 719 PG 18-21
Instrument Date	Jul 15, 2020
Instrument	24550791
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	201 RONAN AVE, GILROY, CA 95020-7289

Mortgage

Document Number	0024550792
Date	Jul 23, 2020
Instrument	24550792

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	201 RONAN AVE, GILROY, CA 95020-7289
Document Number	0023784808
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 RONAN AVE GILROY CA 950207289, GILROY, CA 95020-7289

Mortgage

Document Number	0023784808
Date	Oct 25, 2017
Instrument	23784808

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,000 (+3.93%) Land $450,000 Building $315,000
2025	$9,025.00 (+1.61%) Homeowner's exemption	$736,053 (+4.04%) Land $324,729 Building $411,324
2024	$8,882.00 (+0.61%)
2023	$8,828.00 (+1.68%) Homeowner's exemption	$707,472 Land $312,120 Building $395,352
2022	$8,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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