McLennan County property record for 231 River Ln, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1975 |
| Lot Size | 0.688 acres (29,969 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,400 (Aug 2019) |
| Tax Bill | $1,283 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Feb 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-004000-001100-5 |
| Primary APN | 14-004000-001100-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 29,969 sqft (0.688 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Storage Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 231 RIVER LN |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-7242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SWAIN W L ACRES .688 |
| Legal Subdivision | SWAIN W L |
| Legal Lot Number | 687 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4104 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 231 RIVER LN, WACO, TX 76708-7242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2019 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 19, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 22, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Aug 16, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Deed Document Number | 201929309 |
| Prior Transfer Date | Aug 29, 2019 |
| Prior Transfer Doc | 0000029309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 30, 2019 |
| Property Address | 231 RIVER LN, WACO, TX 76708-7242 |
| Document Number | 0000029309 |
| Map Reference | FILE 2019005310 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 2019029309 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 RIVER LN, WACO, TX 76708-7242 |
| Document Number | 0000029310 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2019029310 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 19, 2019 |
| Property Address | 231 RIVER LN, WACO, TX 76708-7242 |
| Document Number | 0000005310 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 5310 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 271 RIVER LN WACO TX 767087242, WACO, TX 76708-7242 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 22, 2017 |
| Property Address | 231 RIVER LN, WACO, TX 76708-7242 |
| Document Number | 0000027603 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 27603 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 RIVER LN WACO TX 767087242, WACO, TX 76708-7242 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 16, 2017 |
| Property Address | 231 RIVER LN, WACO, TX 76708-7242 |
| Document Number | 0000026716 |
| Instrument Date | Sep 20, 1999 |
| Instrument | 26716 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 271 RIVER LN WACO TX 767087242, WACO, TX 76708-7242 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Bosqueville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,338 (+1%) | $225,126 (+1.44%) Land $29,226 Building $195,900 | |
| 2025 | $1,283.00 (-14.92%) Homeowner's exemption | $189,398 (+10.53%) Land $23,240 Building $198,700 | $221,940 (+29.52%) Land $23,240 Building $198,700 |
| 2024 | $1,508.00 (-47.05%) | ||
| 2023 | $171,350 Land $23,240 Building $148,110 | $171,350 Land $23,240 Building $148,110 | |
| 2022 | $2,848.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (2016–2024) |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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