231 Ridgewood Dr, Lakeside, MT 59922 Property Records

Flathead County property record for 231 Ridgewood Dr, Lakeside, MT 59922

Property Summary

Property TypeRural Home
Details2 bd · 3 ba · 2,074 sqft · built 1984
Lot Size0.669 acres (29,185 sqft)
OwnerCompany Name on Record
Tax Bill$2,925 (2025)
Deeds & MortgagesJan 2026 Transfer
Jan 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR0782501

Property Details

APN / Parcel Number

Primary APNR0782501
Alternative APNs
  • 07-3705-06-4-09-01-0000
  • 0000799670

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,074 sqft Living Area
1st Floor Area1,258 sqft
2nd Floor Area816 sqft
Basement Area560 sqft
Finished Basement560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area29,185 sqft (0.669 acres)
TerrainRolling
Garage TypeMixed
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Deck Area308 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000799670
Street Address231 RIDGEWOOD DR
CityLAKESIDE
StateMT
Zip59922-9727
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionS06, T26 N, R20 W, 14529-2, PARCEL N/A, TR 2-38 IN L 3 AKA MISSION VIEW TERR L71
Legal Range20W
Legal Township26N
Legal Section06
Legal QuarterSE
Legal SubdivisionCERT/SURV 14529 #2
Legal Tract2
Legal Lot Number71
JurisdictionFLATHEAD MT
Township / Civil DivisionLAKESIDE-SOMERS
Census Block Group2
Census Block2012
Census Tract1402

Owner

Source: Flathead County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address383 N JUNIPER BAY RD, SOMERS, MT 59932-9739
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Intrafamily Transfer, Transfer
Jan 17, 2024Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Feb 27, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2006
Deed SaleMay 2, 2006
Prior SaleFeb 27, 2023
Deed Document Number200612211550
Last Transfer DateJan 13, 2026
Transfer Doc202600000834
Record UpdatedJun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLATHEAD MT
Recording DateJan 13, 2026
Property Address231 RIDGEWOOD DR, LAKESIDE, MT 59922-9727
Document Number202600000834
Instrument DateJan 13, 2026
Instrument202600000834
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address383 N JUNIPER BAY RD, SOMERS, MT 59932-9739

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address231 RIDGEWOOD DR, LAKESIDE, MT 59922-9727
Transaction TypeMortgage
Record UpdatedJan 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address383 N JUNIPER BAY RD, SOMERS, MT 59932-9739

Mortgage

Document Number202400001087
DateJan 17, 2024
Instrument202400001087
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 8, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLATHEAD MT
Recording DateFeb 27, 2023
Property Address231 RIDGEWOOD DR, LAKESIDE, MT 59922-9727
Document Number202300002894
Instrument DateFeb 27, 2023
Instrument202300002894
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address383 N JUNIPER BAY RD, SOMERS, MT 59932-9739

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2024

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Elementary School DistrictSomers Elementary School District (PK - 08)
Secondary School DistrictFlathead High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,925.00 (-36.8%)$784,500 (+21.51%)$784,500 (+21.51%) Land $163,256 Building $621,244
2023$4,628.00$645,600$645,600 Land $196,807 Building $448,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WATER SYSTEM
serves 1,225 people · EPA ID MT0000266
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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