187 Ridgewood Dr, Lakeside, MT 59922 Property Records

Flathead County property record for 187 Ridgewood Dr, Lakeside, MT 59922

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,956 sqft · built 2003
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$551,400 (Jun 2018)
Tax Bill	$3,193 (2026)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0781380`

Property Details

APN / Parcel Number

Primary APN	`R0781380`
Alternative APNs	`07-3705-06-4-09-07-0000` `0000768625`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,956 sqft
Basement Area	1,956 sqft
Finished Basement	1,956 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Waterfront / Beach
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000768625
Street Address	187 RIDGEWOOD DR
City	LAKESIDE
State	MT
Zip	59922-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S06, T26 N, R20 W, TR 2Z IN L 3-AKA MISSION VIEW TERR LOT68
Legal Range	20W
Legal Township	26N
Legal Section	06
Legal Subdivision	MISSION VIEW TERRACE
Legal Lot Number	68
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	2
Census Block	2012
Census Tract	1402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	187 RIDGEWOOD DR, LAKESIDE, MT 59922-9716
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	201811010
Last Transfer Date	Jul 30, 2024
Transfer Doc	0000015050
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 4, 2018
Property Address	187 RIDGEWOOD DR, LAKESIDE, MT 59922-9716
Document Number	201800011010
Instrument Date	Jun 8, 2005
Instrument	201800011010
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 VERANDAH LN, FRANKLIN, TN 37064-4737
Investor	Possibly a Property Investor

Mortgage

Document Number	201800011011
Date	Jun 4, 2018
Instrument	201800011011

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.05%
Index	1-Year CMT
Margin	3
Max Rate	9.05%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,193.00 (-10.46%)	$919,400 (-1.82%)
2025	$3,566.00 (-47.27%)	$936,400 (-0.74%)	$919,400 (-2.54%) Land $157,636 Building $761,764
2023	$6,763.00	$943,400	$943,400 Land $180,886 Building $762,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 77% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WATER SYSTEM serves 1,225 people · EPA ID MT0000266
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20