231 R T Lance Rd, Morganton, GA 30560 Property Records

Union County property record for 231 R T Lance Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,976 sqft · built 2009
Lot Size	18.7 acres (817,621 sqft)
Owner	2 Individual Names on File
Last Sale	$58,000 (Mar 2018)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006 172 D`

Property Details

APN / Parcel Number

Primary APN	`006 172 D`
Alternative APN	`1723`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Heated Area
1st Floor Area	988 sqft
2nd Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2009
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	817,621 sqft (18.7 acres)
Garage Type	Carport
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	848 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	1723
Street Address	231 R T LANCE RD
City	MORGANTON
State	GA
Zip	30560-2196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST 8 LL 96 TRACTS 1,2,3B
Legal Tract	1,2
Jurisdiction	UNION GA
Township / Civil Division	IVYLOG
Census Block Group	1
Census Block	1038
Census Tract	101

Owner

Source: Union County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2478, BLAIRSVILLE, GA 30514-2478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Mar 21, 2018	Deed of Trust, Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	0000110269
Deed Book / Page	1001 / 204
Prior Transfer Date	Mar 19, 2015
Prior Transfer Doc	2015-000385
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	231 R T LANCE RD, MORGANTON, GA 30560-2196
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2478, BLAIRSVILLE, GA 30514-2478

Mortgage

Document Number	0000001331/0000000283
Date	Oct 31, 2022
Book Page	0000001331/0000000283
Instrument	006565

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	231 R T LANCE RD, MORGANTON, GA 30560-2196
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 R T LANCE RD

Mortgage

Document Number	0000001301/0000000433
Date	Feb 28, 2022
Book Page	0000001301/0000000433
Instrument	001157

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	231 R T LANCE RD, MORGANTON, GA 30560-2196
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1103/241
Date	Mar 21, 2018
Book Page	1103/241

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2043

Tax Assessment & Valuation

Source: Union County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,920.00 (-17.35%) Homeowner's exemption	$255,232 (+5.68%) Land $79,720 Building $175,512	$638,080 (+5.68%) Land $199,300 Building $438,780
2023	$2,323.00 (-13.48%) Homeowner's exemption	$241,520 Land $79,720 Building $161,800	$603,800 Land $199,300 Building $404,500
2022	$2,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Oct 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Blue Ridge Mountain EMC, RiverStreet Networks, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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