16 R T Lance Rd, Morganton, GA 30560 Property Records

Union County property record for 16 R T Lance Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,572 sqft · built 1995
Lot Size	11.8 acres (515,315 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 2018)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`006 172`

Property Details

APN / Parcel Number

Primary APN	`006 172`
Alternative APN	`7259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,572 sqft Heated Area
1st Floor Area	2,572 sqft
Basement Area	2,312 sqft
Unfinished Basement	2,312 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Stone
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	515,315 sqft (11.8 acres)
Garage Area	624 sqft
Porch	Porch
Porch Area	956 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	7259
Street Address	16 R T LANCE RD
City	MORGANTON
State	GA
Zip	30560-2192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST 8 LL 96 & 97
Legal Subdivision	SHARPTOP VIEW
Jurisdiction	UNION GA
Township / Civil Division	IVYLOG
Census Block Group	1
Census Block	1045
Census Tract	101

Owner

Source: Union County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 R T LANCE RD, MORGANTON, GA 30560-2192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FEDERAL CREDIT UNION
Apr 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Nov 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Dec 11, 2018	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FEDERAL CREDIT UNION
Dec 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Sep 22, 2010 · Amount on Record
Deed Document Number	0000113499
Deed Book / Page	1134 / 99
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	0001134/99
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	16 R T LANCE RD, MORGANTON, GA 30560-2192
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 R T LANCE RD

Mortgage

Document Number	0000001284/0000000418
Date	Oct 28, 2021
Book Page	0000001284/0000000418
Instrument	007559

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	16 R T LANCE RD, MORGANTON, GA 30560-2192
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 R T LANCE RD

Mortgage

Document Number	0000001346/0000000021
Date	Apr 24, 2023
Book Page	0000001346/0000000021
Instrument	001983

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	16 R T LANCE RD, MORGANTON, GA 30560-2192
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 R T LANCE RD

Mortgage

Document Number	0000001333/0000000045
Date	Nov 16, 2022
Book Page	0000001333/0000000045
Instrument	006859

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Dec 11, 2018
Property Address	16 R T LANCE RD, MORGANTON, GA 30560-2192
Document Number	0001134/99
Book / Page	1134 / 99
Instrument Date	Dec 11, 2018
Instrument	2018-002663
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2376 HANGING DOG RD, MURPHY, NC 28906-7467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001134/0000000102
Date	Dec 12, 2018
Book Page	0000001134/0000000102
Instrument	000552

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.87%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Dec 11, 2018
Property Address	16 R T LANCE RD, MORGANTON, GA 30560-2192
Document Number	1134/125
Book / Page	1134 / 125
Instrument Date	Dec 11, 2018
Instrument	2018-002664
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2376 HANGING DOG RD, MURPHY, NC 28906-7467

Tax Assessment & Valuation

Source: Union County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,143.00 (-8.85%)	$198,400 (+12.32%) Land $54,680 Building $143,720	$496,000 (+12.32%) Land $136,700 Building $359,300
2023	$2,351.00 (+21.62%)	$176,640 Land $54,680 Building $121,960	$441,600 Land $136,700 Building $304,900
2022	$1,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Oct 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
TDS Telecom Fiber · DSL	1,000 / 1,000
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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