231 Pawtucket Ave, Elgin, IL 60124 Property Records

Kane County property record for 231 Pawtucket Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	built 2013
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,500 (Oct 2020)
Tax Bill	$11,925 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-457-010`

Property Details

APN / Parcel Number

Primary APN	`06-18-457-010`

Exterior

Year Built	Built 2013
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	231 PAWTUCKET AVE
City	ELGIN
State	IL
Zip	60124-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REMINGTON AT PROVIDENCE LOT # 15
Legal Subdivision	REMINGTON AT PROVIDENCE
Legal Block	1
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851911

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 PAWTUCKET AVE, ELGIN, IL 60124-4318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Intrafamily Transfer, Transfer
Jan 19, 2018	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Oct 27, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Oct 30, 2014 · Amount on Record
Deed Document Number	202064844
Last Transfer Date	Oct 6, 2023
Transfer Doc	0000035638
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 11, 2023
Property Address	231 PAWTUCKET AVE, ELGIN, IL 60124-4318
Document Number	0000035638
Map Reference	DOC 2004K148557
Instrument Date	Oct 6, 2023
Instrument	2023K035638
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	231 PAWTUCKET AVE, ELGIN, IL 60124-4318

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	231 PAWTUCKET AVE, ELGIN, IL 60124-4318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003225
Date	Jan 19, 2018
Instrument	2018K003225

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COVINGTON, KY 41012

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2048

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 27, 2020
Property Address	231 PAWTUCKET AVE, ELGIN, IL 60124-4318
Document Number	0000064844
Map Reference	DOC 2004K148557
Instrument Date	Apr 9, 2020
Instrument	2020K064844
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 PAWTUCKET AVE, ELGIN, IL 60124-4318

Mortgage

Document Number	0000064845
Date	Oct 27, 2020
Instrument	2020K064845

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,925.00 (+7.67%) Homeowner's exemption	$160,271 (+8.57%) Land $43,240 Building $117,031	$481,005 (+8.57%) Land $129,772 Building $351,233
2024		$147,620 (+21.39%) Land $39,827 Building $107,793	$443,037 (+21.44%) Land $119,529 Building $323,508
2022	$11,075.00 (+3.4%) Homeowner's exemption	$121,604 (+6.96%) Land $32,808 Building $88,796	$364,812 (+6.96%) Land $98,424 Building $266,388
2021	$10,711.00 Homeowner's exemption	$113,691 Land $30,673 Building $83,018	$341,073 Land $92,019 Building $249,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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