225 Pawtucket Ave, Elgin, IL 60124 Property Records

Kane County property record for 225 Pawtucket Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,751 sqft · built 2013
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$300,000 (Jul 2014)
Tax Bill	$10,987 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-457-007`

Property Details

APN / Parcel Number

Primary APN	`06-18-457-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,751 sqft Living Area
Gross Area	4,110 sqft
Basement Area	1,359 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	122 ft deep x 82 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	225 PAWTUCKET AVE
City	ELGIN
State	IL
Zip	60124-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REMINGTON AT PROVIDENCE LOT # 12
Legal Subdivision	REMINGTON AT PROVIDENCE
Legal Block	1
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851911

Owner

225 Pawtucket Ave is owned by a company that acquired it in August 2021 and is owner-occupied.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	225 PAWTUCKET AVE, ELGIN, IL 60124-4318
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 18, 2021	Intrafamily Transfer, Transfer
Jul 15, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 24, 2019	Loan Modification, Mortgage · Line of Credit PENNYMAC
Jun 5, 2017	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014 · Amount on File
Deed Sale	Jul 1, 2014 · Amount on File
Deed Document Number	201431728
Last Transfer Date	Aug 10, 2021
Transfer Doc	0000063148
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 27, 2026
Property Address	225 PAWTUCKET AVE, ELGIN, IL 60124-4318
Document Number	0000031745
Instrument Date	Jul 3, 2026
Instrument	202631745
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	225 PAWTUCKET AVE, ELGIN, IL 60124-4318

Mortgage

Document Number	0000031745,
Date	Jul 27, 2026
Instrument	202631745

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	225 PAWTUCKET AVE, ELGIN, IL 60124-4318
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035967
Date	Sep 17, 2025
Instrument	2025K035967

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.87%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Aug 18, 2021
Property Address	225 PAWTUCKET AVE, ELGIN, IL 60124-4318
Document Number	0000063148
Instrument Date	Aug 10, 2021
Instrument	2021K063148
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PAWTUCKET AVE, ELGIN, IL 60124-4318

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	225 PAWTUCKET AVE, ELGIN, IL 60124-4318
Document Number	0000032549
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PAWTUCKET AVE ELGIN IL 601244318, ELGIN, IL 60124-4318

Mortgage

Document Number	0000032549
Date	Jul 25, 2019
Instrument	32549

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	225 PAWTUCKET AVE, ELGIN, IL 60124-4318
Document Number	0000032939
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PAWTUCKET AVE ELGIN IL 601244318, ELGIN, IL 60124-4318

Mortgage

Document Number	0000032939
Date	Jul 26, 2019
Instrument	32939

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	225 PAWTUCKET AVE, ELGIN, IL 60124-4318
Document Number	0000033922
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 PAWTUCKET AVE ELGIN IL 601244318, ELGIN, IL 60124-4318

Mortgage

Document Number	0000033922
Date	Jun 30, 2017
Instrument	33922

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 225 Pawtucket Ave was $10,987 with a homeowner's exemption.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,987.00 Homeowner's exemption
2024		$136,590 Land $39,827 Building $96,763	$409,934 Land $119,529 Building $290,405
2022	$10,204.00 (+5.55%) Homeowner's exemption	$112,518 (+6.96%) Land $32,808 Building $79,710	$337,554 (+6.96%) Land $98,424 Building $239,130
2021	$9,667.00 Disabled Person's exemption	$105,196 Land $30,673 Building $74,523	$315,588 Land $92,019 Building $223,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Pawtucket Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 225 Pawtucket Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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