St. Charles County property record for 231 Old Schaeffer Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,238 sqft · built 2024 |
| Lot Size | 0.13 acres (5,672 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $181 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T190300007 |
| Primary APN | T190300007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 1,238 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 5,672 sqft (0.13 acres) |
| Sewer | Connected |
|---|
| Account Number | T190300007 |
|---|---|
| Street Address | 231 OLD SCHAEFFER LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAS OF CAPRI CORRECTED PLAT LOT 4A |
| Legal Subdivision | VILLAS OF CAPRI CORRECTED PLAT |
| Legal Lot Number | 4A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 311802 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1035 GOLDEN ORCHARD DR, O FALLON, MO 63368-7990 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Jun 29, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK/STATE CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 |
| Deed Sale | Jun 17, 2022 |
| Deed Document Number | 202233957 |
| Last Transfer Date | Jun 29, 2026 |
| Transfer Doc | 0000030432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 29, 2026 |
| Property Address | 231 OLD SCHAEFFER LN, O FALLON, MO 63366-1109 |
| Document Number | 0000030432 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202630432 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1035 GOLDEN ORCHARD DR, O FALLON, MO 63368-7990 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 23, 2026 |
| Property Address | 231 OLD SCHAEFFER LN, O FALLON, MO 63366-1109 |
| Document Number | 0000018864 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202618864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FOUNDERS TITLE/NV, FOUNDERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1035 GOLDEN ORCHARD DR, O FALLON, MO 63368-7990 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018864, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202618864 |
| Name | FIRST STATE BANK/STATE CHARLES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,850 (-) | $15,000 (-) Land $15,000 | |
| 2025 | $181.00 (-3.21%) | $2,850 (-) | $15,000 (-) Land $15,000 |
| 2024 | $187.00 | ||
| 2023 | $2,850 | ||
| 2022 | $15,000 Land $15,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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