St. Charles County property record for 229 Old Schaeffer Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,238 sqft · built 2024 |
| Lot Size | 0.13 acres (5,667 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $181 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T190300008 |
| Primary APN | T190300008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 1,238 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 5,667 sqft (0.13 acres) |
| Sewer | Connected |
|---|
| Account Number | T190300008 |
|---|---|
| Street Address | 229 OLD SCHAEFFER LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAS OF CAPRI CORRECTED PLAT LOT 4B |
| Legal Subdivision | VILLAS OF CAPRI CORRECTED PLAT |
| Legal Lot Number | 4B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 311802 |
229 Old Schaeffer Ln is held in a trust since June 2026.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1035 GOLDEN ORCHARD DR, O FALLON, MO 63368-7990 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK/STATE CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 |
| Deed Sale | Jun 17, 2022 |
| Deed Document Number | 202233957 |
| Last Transfer Date | Jun 29, 2026 |
| Transfer Doc | 0000030432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 29, 2026 |
| Property Address | 229 OLD SCHAEFFER LN, O FALLON, MO 63366-1109 |
| Document Number | 0000030432 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202630432 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1035 GOLDEN ORCHARD DR, O FALLON, MO 63368-7990 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 23, 2026 |
| Property Address | 229 OLD SCHAEFFER LN, O FALLON, MO 63366-1109 |
| Document Number | 0000018866 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202618866 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FOUNDERS TITLE/NV, FOUNDERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1035 GOLDEN ORCHARD DR, O FALLON, MO 63368-7990 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018866, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202618866 |
| Name | FIRST STATE BANK/STATE CHARLES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 229 Old Schaeffer Ln was $181, down 3.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,850 (-) | $15,000 (-) Land $15,000 | |
| 2025 | $181.00 (-3.21%) | $2,850 | $15,000 Land $15,000 |
| 2024 | $187.00 | ||
| 2023 | $2,850 | ||
| 2022 | $15,000 Land $15,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 229 Old Schaeffer Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 229 Old Schaeffer Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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