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231 Mildred Ave, Cary, IL 60013 Property Records

McHenry County property record for 231 Mildred Ave, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,201 sqft · built 1961
Lot Size0.497 acres (21,665 sqft)
OwnerIndividual Name on Record
Last Sale$521,000 (Nov 2019)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-18-378-002

Property Details

APN / Parcel Number

Primary APN20-18-378-002

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,201 sqft
Gross Area2,784 sqft
1st Floor Area1,215 sqft
2nd Floor Area986 sqft

Exterior

Year BuiltBuilt 1961
Architectural StyleContemporary
Exterior MaterialBrick Veneer
Lot Area21,665 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address231 MILDRED AVE
CityCARY
StateIL
Zip60013-2917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0041001 LTS 5 & 6 FOX HILLS
Legal Range09E
Legal Township43N
Legal Section18
Legal SubdivisionFOX HILLS ADD
Legal Block378
Legal Lot Number5-6 6
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2015
Census Tract871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address231 MILDRED AVE, CARY, IL 60013-2917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Nov 27, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Prior SaleAug 24, 2005 · Amount on Record
Deed Document Number2019R0041001
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address231 MILDRED AVE, CARY, IL 60013-2917
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006498
DateFeb 3, 2021
Instrument2021R0006498
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressRANDOLPH, VT 05060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term168 Months
DueFeb 1, 2035
Interest
Rate TypeFixed Rate
Rate2.25%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 27, 2019
Property Address231 MILDRED AVE, CARY, IL 60013-2917
Document Number0000041001
Map ReferenceDOC233727MB11PG4
Instrument DateNov 20, 2019
Instrument2019R0041001
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$781.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address231 MILDRED AVE, CARY, IL 60013-2917

Mortgage

Document Number0000041003
DateNov 27, 2019
Instrument2019R0041003
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2034
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$161,924 Land $75,088 Building $86,836$485,772 Land $225,264 Building $260,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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