199 Mildred Ave, Cary, IL 60013 Property Records

McHenry County property record for 199 Mildred Ave, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,172 sqft · built 2005
Lot Size	0.519 acres (22,611 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jan 2018)
Tax Bill	$22,538 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`20-19-105-007`

Property Details

APN / Parcel Number

Primary APN	`20-19-105-007`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,172 sqft Living Area
1st Floor Area	2,731 sqft
Basement Area	2,731 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	22,611 sqft (0.519 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	199 MILDRED AVE
City	CARY
State	IL
Zip	60013-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0003151 LT 91 ROOT SPRINGS SUB
Legal Subdivision	ROOT SPRINGS SUB
Legal Tract	1
Legal Block	105
Legal Lot Number	91
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2015
Census Tract	871600

Owner

199 Mildred Ave is owned and occupied by an individual who bought it in January 2018.

Source: McHenry County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	199 MILDRED AVE, CARY, IL 60013-2915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE BANK OF CALIFORNIA
Jan 29, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018 · Amount on File
Deed Sale	Jan 29, 2018 · Amount on File
Prior Sale	Sep 3, 2002 · Amount on File
Deed Document Number	20183151
Prior Transfer Date	Jan 12, 2018
Prior Transfer Doc	0000003151
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	199 MILDRED AVE, CARY, IL 60013-2915
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005772
Date	Mar 12, 2024
Instrument	2024R0005772

Lender

Name	MORTGAGE BANK OF CALIFORNIA
Type	Mortgage Company
Address	BOCA RATON, FL 33432

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	11%

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 29, 2018
Property Address	199 MILDRED AVE, CARY, IL 60013-2915
Document Number	0000003151
Instrument Date	Jan 12, 2018
Instrument	2018R0003151
Transaction Type	Foreclosure
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 MILDRED AVE, CARY, IL 60013-2915

Mortgage

Document Number	0000003152
Date	Jan 29, 2018
Instrument	2018R0003152

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$22,538.00	$289,945 Land $39,405 Building $250,540	$869,835 Land $118,215 Building $751,620
2022	Homeowner's exemption	$280,908 Land $93,366 Building $187,542	$842,724 Land $280,098 Building $562,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 199 Mildred Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Mildred Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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