St. Charles County property record for 231 Maple Point Dr, Saint Charles, MO 63304 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 1989 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,349 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A883001960 |
| Primary APN | A883001960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Basement Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A883001960 |
|---|---|
| Old Parcel Number | A883001960 |
| Street Address | 231 MAPLE POINT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-4563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT CREEK #2 LOT 187 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | WALNUT CREEK #2 |
| Legal Lot Number | 187 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311114 |
Source: St. Charles County records · APN A883001960
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 19, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2023 |
| Deed Sale | Sep 15, 2023 |
| Prior Sale | Oct 07, 2009 |
| Deed Document Number | 0202337996 |
| Deed Book / Page | 2023 / 37996 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 231 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 231 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563 |
| Document Number | 0000000868 |
|---|---|
| Date | Jan 07, 2026 |
| Instrument | 2026R-000868 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 05, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 231 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 231 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563 |
| Document Number | 0000060456 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021R-060456 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 30, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 15, 2023 |
| Property Address | 231 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563 |
| Document Number | 0000037996 |
| Map Reference | MB 27 PG 56 |
| Instrument Date | Sep 05, 2023 |
| Instrument | 2023R-037996 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,349.00 | $56,381 (+9.39%) | $296,740 (+9.39%) Land $65,000 Building $231,740 |
| 2023 | $51,539 | ||
| 2022 | $271,260 Land $65,000 Building $206,260 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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