229 Maple Point Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 229 Maple Point Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,614 sqft · built 1988
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$234,900 (Dec 2018)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`A883001959`

Property Details

APN / Parcel Number

Primary APN	`A883001959`
Alternative APN	`3-157C-6264-00-0186.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,614 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	1,414 sqft
Basement Area	1,400 sqft
Finished Basement	1,200 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001959
Street Address	229 MAPLE POINT DR
City	SAINT CHARLES
State	MO
Zip	63304-4563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK #2 LOT 186
Legal Subdivision	WALNUT CREEK #2
Legal Lot Number	186
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1006
Census Tract	311114

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 30, 2020	Deed of Trust, Mortgage QUICKEN LNS
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ANHEUSER BUSCH EMPLOYEES CU
Jul 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	2018674540
Deed Book / Page	7009 / 1365
Prior Transfer Date	Jul 13, 2017
Prior Transfer Doc	0067760830
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563

Mortgage

Document Number	0000089149
Date	Oct 28, 2021
Instrument	2021R-089149

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563

Mortgage

Document Number	0000071379
Date	Aug 25, 2021
Instrument	2021R-071379

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563

Mortgage

Document Number	2021R089149
Date	Oct 28, 2021
Instrument	2021R-089149

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563

Mortgage

Document Number	2021R071379
Date	Aug 25, 2021
Instrument	2021R-071379

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070682319
Date	May 3, 2019
Book Page	7068/2319
Instrument	20190503000208180

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Document Number	0072870058
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MAPLE POINT DR ST CHARLES MO 633044563, ST CHARLES, MO 63304-4563

Mortgage

Document Number	0072870058
Date	May 5, 2020
Book Page	007287/000058
Instrument	285740

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 3, 2018
Property Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Document Number	0070091365
Book / Page	7009 / 1365
Map Reference	MB 27 PG 56
Instrument Date	Nov 29, 2018
Instrument	20181203000674540
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5578 HENNSLEY CIR, 5578, WELDON SPRING, MO 63304-1088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563

Mortgage

Document Number	20181203000674550
Date	Dec 3, 2018
Instrument	20181203000674550

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 2, 2018
Property Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Document Number	0069981176
Book / Page	6998 / 1176
Map Reference	MB 27 PG 56
Instrument Date	Oct 25, 2018
Instrument	20181102000625660
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SECOLINK SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563

Mortgage

Document Number	20181102000625670
Date	Nov 2, 2018
Instrument	20181102000625670

Lender

Name	ANHEUSER BUSCH EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 30, 2028

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 18, 2017
Property Address	229 MAPLE POINT DR, SAINT CHARLES, MO 63304-4563
Document Number	0067760830
Book / Page	006776 / 000830
Instrument Date	Jul 13, 2017
Instrument	441130
Transaction Type	Transfer
Record Updated	Jul 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 MAPLE POINT DR ST CHARLES MO 633044563, ST CHARLES, MO 63304-4563

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,651.00 (+9.21%)	$61,503 (+9.98%)	$323,699 (+9.98%) Land $65,000 Building $258,699
2024	$3,343.00
2023		$55,921
2022			$294,322 Land $65,000 Building $229,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Maple Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures