231 Lichty Blvd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 231 Lichty Blvd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1968
Lot Size	0.507 acres (22,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jan 2017)
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`8813-16-454-002`

Property Details

APN / Parcel Number

Primary APN	`8813-16-454-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	650 sqft
Finished Basement	348 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,080 sqft (0.507 acres)
Lot Dimensions	184 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	231 LICHTY BLVD
City	WATERLOO
State	IA
Zip	50701-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LICHTY ORANGE ADDITION LOT 26
Legal Range	13W
Legal Township	88N
Legal Section	16
Legal Subdivision	LICHTY ORANGE ADDITION
Legal Lot Number	26
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1037
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 LICHTY BLVD, WATERLOO, IA 50701-9042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jan 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017 · Amount on Record
Deed Sale	Jan 13, 2017 · Amount on Record
Prior Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	201712775
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	231 LICHTY BLVD, WATERLOO, IA 50701-9042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007781
Date	Oct 13, 2020
Instrument	202100007781

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 13, 2017
Property Address	231 LICHTY BLVD, WATERLOO, IA 50701-9042
Document Number	201700012775
Instrument Date	Jan 13, 2017
Instrument	2017-00012775
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 LICHTY BLVD, WATERLOO, IA 50701-9042

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,710.00 (+0.21%) Homeowner's exemption	$241,660 (+6.51%) Land $35,640 Building $206,020	$241,660 (+6.51%) Land $35,640 Building $206,020
2024	$4,700.00 (+29.33%)
2023		$226,880 (+30.11%) Land $35,640 Building $191,240	$226,880 (+30.11%) Land $35,640 Building $191,240
2022	$3,634.00 Homeowner's exemption	$174,370 Land $35,640 Building $138,730
2021			$174,370 Land $35,640 Building $138,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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