219 Lichty Blvd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 219 Lichty Blvd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1977
Lot Size	0.507 acres (22,080 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2025)
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8813-16-454-004`

Property Details

APN / Parcel Number

Primary APN	`8813-16-454-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,178 sqft
Basement Area	1,178 sqft
Finished Basement	500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,080 sqft (0.507 acres)
Lot Dimensions	184 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	219 LICHTY BLVD
City	WATERLOO
State	IA
Zip	50701-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LICHTY ORANGE ADDITION LOT 28
Legal Range	13W
Legal Township	88N
Legal Section	16
Legal Subdivision	LICHTY ORANGE ADDITION
Legal Lot Number	28
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1037
Census Tract	3001

Owner

219 Lichty Blvd is owned and occupied by an individual who bought it in July 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	219 LICHTY BLVD, WATERLOO, IA 50701-9042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Dec 8, 2015 · Amount on File
Deed Document Number	202510709
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 25, 2025
Property Address	219 LICHTY BLVD, WATERLOO, IA 50701-9042
Document Number	0202510709
Instrument Date	Jul 18, 2025
Instrument	2025-10709
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 LICHTY BLVD, WATERLOO, IA 50701-9042

Mortgage

Document Number	0202510710
Date	Jul 25, 2025
Instrument	2025-10710

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	219 LICHTY BLVD, WATERLOO, IA 50701-9042
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 LICHTY BLVD, WATERLOO, IA 50701-9042

Mortgage

Document Number	202400006248
Date	Nov 13, 2023
Instrument	202400006248

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 219 Lichty Blvd was $5,716 with a homeowner's exemption, up 0.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,716.00 (+0.56%) Homeowner's exemption	$290,960 Land $35,640 Building $255,320	$290,960 Land $35,640 Building $255,320
2024	$5,684.00
2023		$272,240 (+34.25%) Land $35,640 Building $236,600	$272,240 Land $35,640 Building $236,600
2022	$4,258.00 Homeowner's exemption	$202,780 Land $35,640 Building $167,140
2021			$202,780 Land $35,640 Building $167,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 Lichty Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 Lichty Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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