231 Laurel Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 231 Laurel Rd, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,775 sqft · built 1949
Lot Size	0.2 acres (8,710 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (May 2019)
Tax Bill	$5,415 (2026)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`349-11400-94-001`

Property Details

APN / Parcel Number

Primary APN	`349-11400-94-001`
Alternative APN	`WSPR M:00349 B:11400 L:00094`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,775 sqft Living Area
Gross Area	4,087 sqft
Basement Area	1,239 sqft
Unfinished Basement	1,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,710 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	349-11400-94-001
Street Address	231 LAUREL RD
City	WEST SPRINGFIELD
State	MA
Zip	01089-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	11400
Legal Lot Number	94
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2028
Census Tract	812401

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 LAUREL RD, WEST SPRINGFIELD, MA 01089-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 24, 2019	Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Apr 30, 2008 · Amount on Record
Deed Document Number	201927255
Deed Book / Page	22680 / 499
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	231 LAUREL RD, WEST SPRINGFIELD, MA 01089-3005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23106-156
Date	Feb 28, 2020
Book Page	23106/156
Instrument	11011

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 24, 2019
Property Address	231 LAUREL RD, WEST SPRINGFIELD, MA 01089-3005
Document Number	22680-499
Book / Page	22680 / 499
Instrument Date	May 15, 2019
Instrument	27255
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MCGRATH TER, AGAWAM, MA 01001-1320

Mortgage

Document Number	27256
Date	May 24, 2019
Instrument	27256

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,415.00 (+4.27%)	$386,200 (+10.6%) Land $136,100 Building $250,100	$367,686 (-3.84%)
2025	$5,193.00 (-0.1%)	$349,200 (-0.51%) Land $123,800 Building $225,400	$382,375
2024	$5,198.00 (+8.56%)	$351,000 (+13.92%) Land $123,800 Building $227,200
2023	$4,788.00	$308,100 Land $123,800 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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