231 Hart Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 231 Hart Dr, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,418 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$304,700 (Sep 2013)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-3-07.2-0-002-014.500`

Property Details

APN / Parcel Number

Primary APN	`29-3-07.2-0-002-014.500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,418 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Lean-To	900 sqft
Utility Building	2,400 sqft

Location & Zoning

Street Address	231 HART DR
City	SAINT CLAIR
State	MO
Zip	63077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:6 WHISPERING PINES ESTATES
Legal Range	1W
Legal Township	41N
Legal Section	07
Legal Subdivision	WHISPERING PINES ESTATES
Legal Lot Number	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	3
Census Block	3020
Census Tract	800501

Owner

Source: Franklin County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 WHISPERING PINES EST, SAINT CLAIR, MO 63077-4350
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Aug 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 25, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
Aug 31, 2020	Quit Claim Deed, Transfer GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2013 · Amount on Record
Deed Sale	Sep 17, 2013 · Amount on Record
Deed Document Number	201316224
Prior Transfer Date	Sep 11, 2013
Prior Transfer Doc	0000016224
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	231 HART DR, SAINT CLAIR, MO 63077
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	ESCROWNET, ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002602678
Date	Mar 3, 2026
Instrument	2602678

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 25, 2020
Property Address	231 HART DR, SAINT CLAIR, MO 63077
Document Number	0000013815
Instrument Date	Aug 25, 2020
Instrument	13815
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 WHISPERING PINES EST ST CLAIR MO 630774350, ST CLAIR, MO 63077-4350

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	231 HART DR, SAINT CLAIR, MO 63077
Document Number	0000012465
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 WHISPERING PINES EST ST CLAIR MO 630774350, ST CLAIR, MO 63077-4350

Mortgage

Document Number	0000012465
Date	Aug 4, 2020
Instrument	12465

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 31, 2020
Property Address	231 HART DR, SAINT CLAIR, MO 63077
Document Number	0000014231
Instrument Date	Jul 25, 2020
Instrument	14231
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 WHISPERING PINES EST ST CLAIR MO 630774350, ST CLAIR, MO 63077-4350

Mortgage

Document Number	12465
Date	Aug 31, 2020
Instrument	12465

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2035

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,161.00 (+29.71%)	$52,233 (+18.82%)	$276,950 (+18.38%) Land $12,770 Building $264,180
2023	$2,437.00 (-5.18%)	$43,961	$233,950 Land $11,770 Building $222,180
2022	$2,570.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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